Chat with us
Good Neighbor Insurance
  • plans
    • Travel InsuranceFor trips from 2 days to 2 yrs
      • Recommended / All Plans
      • Best for Missionaries
      • Pre-existing Conditions
      • Trip Cancellation
      • Annual Plans/Frequent Fliers
      • Traveling While Pregnant
      • Over 65
      • Emergency Evacuation Only
      • Adventure Sports
      • Inside the USA
      • More Options
    • Int’l Health InsuranceFor relocating/moving abroad
      • Recommended / All Plans
      • Exclusively for Missionaries
      • Nomads
      • Maternity Coverage
      • For Canadians
      • International Term Life
      • For Furlough/Sabbatical
      • Supplemental Plans
      • International Students
      • Local Nationals
      • More Options
    • Group Travel Insurance PlansFor teams traveling together
      • Recommended / All Plans
      • COVID-19 Coverage
      • Trip Cancellation
      • Over 65
      • Pre-existing conditions
      • Personal Liability
      • To the USA
    • Int’l Group Health Plans(For organizations/employers)
      • Group Health Plans
      • International Business Group Plans
      • NGO+ Plans
      • Faith-Based Group Insurance Plans
      • Supplemental Plans
      • Other International Insurance Options
      • Group Insurance Videos
      • Group Resources
  • resources

    Resources

    • Blog
    • Videos
    • Ask Doug
    • Free Guides
      • Trip Guides
      • Top Three Travel Risks
      • Free Guide To Travel Safety
      • Travel Medical Guide 101
    • Free E-Books
    • News
    • Helpful links:
      • Ask Jeff
      • Glossary
      • Get Involved
      • Mission Resources
      • Responding to Crisis
      • Social Good Resources
      • Gap Year Resources
      • Volunteer Opportunities Overseas
    • Infographics
  • company

    About us

    • Who We Are
    • Our Values
    • Testimonials
    • Meet The GNI Team
    • Careers
    • Contact Us
    • Get a Quote
(480) 813-9100 Quote Chat

International Health Insurance | Expatriate Insurance

Petersen Int’l. AD&D incl. War And Terrorism

international AD&D trip insurance for individuals living overseas

Why we like it:

The Petersen AD&D trip insurance plan is a good accidental death as well as “disability-only” policy. Good for U.S. citizens living outside USA and needing specific disability coverage. We like that it will replace up to ten times your annual income, and that underwriting only takes one to four days without medical exams. It includes high-risk areas, hazardous activities, and will also cover the insured if dies or severely injured due to war and terrorist acts.

Good for:

  • For U.S. citizens living outside the USA
  • A good international Death & Dismemberment only insurance policy (AD&D)
  • Up to 10X your annual income
  • No medical examination required
Get a Quote To Apply Brochure Question?
covered pontoon boat on water
About this AD&D trip insurance plan

Special Features

  • Benefits are payable in addition to any other plan.
  • Benefits are payable for loss caused by exposure to the weather or in a conveyance that results in disappearance or sinking and the body is not found within 365 days of the accident.
  • The benefits will be paid on the basis of presumption of death.
  • Benefits paid in a single lump sum.
  • Covers accidental bodily injury sustained while the Certificate is in force and which results in loss within 365 days of the date of the accident.
  • War, or acts of war and/or terrorism, may be covered under this plan by applying for such and paying any additional additional premium.

Who this AD&D trip insurance plan is good for

Click to view

Many people do not realize the vast scope of coverage that an AD&D trip insurance (Accidental Death and Dismemberment) policy can provide. An AD&D trip insurance policy can provide a benefit in the event of death or dismemberment caused by living overseas, hostile acts (assault, burglary, mugging,…), extreme sports or firearms. Also for fires, plane crashes (including private piloting), traffic accidents abroad (The most common form of expatriate deaths overseas), terrorism and more.

AD&D Trip Insurance Covers:

  • Accidental death
  • Accidental dismemberment or inability to work due to disability
  • War and terrorism coverage
  • Hazardous activities
  • High Limit Accident Plan
  • This accident policy will cover the insured if dies or severely injured due to war and terrorist acts (As long as it is not a weapon of mass destruction – such as a Nuclear, Chemical, or Biological weapon)

Eligibility

For those residing:

  • Outside the U.S.
  • Inside the U.S. and moving abroad within 30 days.
  • For personal or group coverage

For U.S. government employees and contractors, we:

  • Can insure Department of Defense employees and contractors.
  • Can insure any U.S. government employee and contractor
  • Cannot insure active military personnel (we apologize for this and thank you so very much for serving!)

Steps To Request A Quote

  1. Click on the “To Apply” button to download a paper application
  2. Email or fax the completed form to Good Neighbor Insurance (our information is found on the .pdf paper application above)
  3. Good Neighbor Insurance will work with our underwriters to provide the best coverage (may take up to a week)
  4. Good Neighbor Insurance will email you the options/quotes
  5. Once you decide on an option with the best value, you will be requested to send in payment and the signed application.

Underwriting Requirements

  1. NO medical examinations required.
  2. Application can be sent by fax or email
  3. Underwriting time is one to four working days
  4. Benefits may not exceed ten times the annual income unless otherwise justified
 
Get a Quote To Apply Brochure Question?

More about this AD&D trip insurance plan

Benefit Schedule

Accidental Death . . . . . . . . . 100% of the Benefit

Dismemberment

Loss of:

Or loss of use of two or more members . . . . . . . . 100% of the Benefit

Sight of both eyes . . . . . . . . . 100% of the Benefit
Or loss of use of one member . . . . . . . . . 50% of the Benefit
Hearing of both ears . . . . . . . . . 50% of the Benefit
Speech . . . . . . . . . 50% of the Benefit
Sight of one eye . . . . . . . . . 50% of the Benefit

Accident Permanent Total Disability . . . . . . . . . 100% of the Benefit

Petersen Supplemental AD&D Trip Insurance – Benefit Options

Click to view

  • Accidental Death

 – pays the principal sum benefit to the designated beneficiary in the event of death due to accidental bodily injury, or exposure to weather as a result of an accident or disappearance or the sinking of a conveyance on which the insured was a passenger and the body is not found within 365 days of the accident.

  • Dismemberment

 – includes the loss of use of both hands or feet, or one hand and one foot, or the loss of sight of both eyes. The principal sum benefit is paid for these losses. One half the principal sum amount will be paid in the event of the loss of sight of one eye, the loss of use of one hand or one foot, the hearing of both ears or the ability to speak.

  • Accident Permanent Total Disability (APTD)

 – will provide benefits if a competent medical authority determines you to be permanently totally disabled as to being able to perform the substantial and material duties of your occupation.

  • 24-Hour Coverage includes any accidental bodily injury, including air travel and common carrier coverage.
  • Common Carrier Coverage includes any form of conveyance that is certified as a common carrier of passengers, including Air Travel.
  • Air Travel Only Coverage includes traveling as a passenger on a Certified Passenger Aircraft provided by a commercial airline on a regularly scheduled or non-scheduled, special or chartered flight and operated by a properly certified pilot.

 

will provide benefits if a competent medical authority determines you to be permanently totally disabled as to being able to perform the substantial and material duties of your occupation.

Additional information

  • Paper application to apply
  • FAQ and Answers When Applying
  • FAQ and Answers on Definitions

Due to overseas fraud Petersen can no longer accept online applications, please download the .pdf application (included as part of their brochure) and submit to Good Neighbor Insurance staff in order to apply.

Here at Good Neighbor Insurance it is very important for us to connect with you.

As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!

Connect

Copyright © 2023 Good Neighbor Insurance All rights reserved.

  • About Us
  • Site Terms
  • Privacy Policy
Scroll Up