Question: What is the minimum annual income in order for me to get a Disability Insurance quote?
Answer: Applicant must have a minimum of a US$40,000 annual income in order for our underwriters to quote.
Question: Is my medical history and occupation an important part of the underwriting process?
Answer: Yes, your medical history is a key component of the underwriting process. Also, your occupation overseas is a big consideration when going through underwriting.
Question: Do I need a U.S. address to apply for this plan?
Answer: Yes, you do need a U.S. address to apply for this plan. This address may be your U.S. address or your company’s address in the U.S. There must be a tie to you or to you work that is from the U.S. since this disability plan is based out of the U.S.
Question: Do I have to be a U.S. citizen to apply for this plan?
Answer: No, you do not have to be a U.S. citizen. You may be a non U.S. citizen or a U.S. citizen to apply. However, you must have a U.S. address to apply. This address may be your company’s address here in the U.S. or it may be your personal address here in the U.S.