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Long-Term Expatriate Medical Insurance

IMG GMI Platinum Global Medical Insurance with Maternity Benefits for Missionaries

A robust missionary medical insurance plan with excellent overseas health insurance benefits

Why we like it:

WE HIGHLY RECOMMEND the GMMI long-term missionary medical insurance plan for all types of missions work. It is an excellent plan for those raising support and on a tight budget.

Learn about the plan through this video

For up to age 75.

It is also renewable year after year. It was designed to be affordable for both Non-U.S. and U.S. missionaries serving abroad, as well as local nationals. We like its rich benefits and low price.

Note: Financial incentives are offered on this plan when you receive hospital care overseas. Your deductible is also reduced by 50% for care received outside the U.S.

Good for:

  • Missionary insurance specially designed for missionary budgets
  • Excellent benefits at a very affordable price
  • Covers up to 6 months a year in the USA (worldwide)
  • Especially good if you receive most of your medical care overseas
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travel insurance group vs individual

GMI details and benefits

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Unique to GMMI Global Missionary Medical Insurance:

  • Special rates on insurance for missionaries, and individual missionaries and their families that are responsible to get their own health insurance
  • One of the most popular missionary insurance plans worldwide due to price/benefits
  • High lifetime limits of $1,000,000USD (Bronze) to $5,000,000 (Silver/Gold) to $8,000,000 per individual (on Platinum)
  • “Deductible carry forward” – If you do not meet your deductible in a year, it will be counted towards the next year’s deductible
  • 50% of your deductible waived if treated outside the USA up to $2500. No co-insurance
  • 50% of your deductible waived in the USA up to $2500 if you use IMG’s medical concierge service to select a care provider
  • Healthy Travel Preventative Coverage – Up to $250 for vaccinations and preventative prescriptions prior to departure

  • “Freedom to Choose” – Select your own health care provider, no matter where you are in the world

  • Medical evacuation coverage up to $50,000USD on Bronze and Silver, and up to the maximum policy limit on Gold and Platinum
  • Choose between “worldwide” or “worldwide excluding the U.S. and Canada” based on your needs.
    (Sometimes missionaries for the USA will buy a separate daily travel plan for trips back to the USA to save money)
  • Repatriation of remains (Return of mortal remains)
  • Bedside visit (Emergency reunion)
  • Preventative Care – No waiting period on wellness benefits.
  • And many other medical and non-medical benefits (see brochure)
  • Your choice: Pay monthly, quarterly, semi-annually, or annually

  • MyIMG:

Log on to the secure, 24-hour online portal, MyIMGSM, to submit and view your claims, manage your account, search for providers, live chat with representatives and more

  • Pre-existing Medical Coverage:

Silver/Gold – Available after 24 months of continuous coverage, but wait period may be waived (see below).

  • Maternity coverage only on Platinum Plan:

Family Matters Maternity Program (available after 10 months of coverage) covers delivery, wellness, newborn care & congenital disorders
$50,000 lifetime maximum. $200 newborn preventative care benefit for the first 31 days – 12 months after birth
$250,000 maximum for newborn care & congenital disorders for the first 31 days after birth
$2,500 additional deductible per pregnancy

Four Plan Options:

  • Platinum

This option provides the superior benefits package for those seeking excellent coverage and benefits including maternity. Platinum offers enhanced benefits and services with $8,000,000 of lifetime coverage including maternity coverage with pre-existing conditions covered as any other illness. It is designed for the client who wants the convenience of comprehensive medical, dental, and vision benefits in one plan. The elite Platinum option also includes coverage for High School sports with the option to add Adventure Sports and Terrorism coverage.

  • Gold

Ideally suited for long term missionaries who want major medical coverage at an affordable price. Gold provides comprehensive benefits and is best for those who are going to be outside the U.S. from 1 to 3 years or more.

  • Silver

This option provides affordable international missionary insurance designed for the more budget-conscious. With $5,000,000 of lifetime coverage, Silver offers a wide range of scheduled benefits equipped to meet essential needs.

  • Bronze

The Bronze option is designed for the budget conscious missionaries who want only catastrophic insurance coverage. It has a unique design specifically for areas of the world with low medical costs. If you are looking for highly affordable insurance, this international medical coverage helpful to have. There is a lifetime limit of $1,000,000.

GMMI Platinum

Platinum is for:

  • The Platinum option provides superior benefits and global missionary medical insurance for non-profit staff similar to U.S.-based coverage.  Platinum offers enhanced benefits and services with $8,000,000 of lifetime coverage. The plan is designed for those who want the convenience of comprehensive medical, dental, and vision benefits all in one plan. It also offers maternity benefits through the Family Matters Maternity Program. It includes mental health and complementary medicine such as acupuncture, aromatherapy, herbal therapy, massage therapy, vitamin therapy,…

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GMMI Gold

The Gold option is for:

  • The Gold option is our most popular and most often recommended option for global medical insurance. It is ideal for missionaries and non-profit workers who desire major medical coverage like they might have from an employer in the USA. Includes mental health and complementary medicine such as acupuncture, aromatherapy, herbal therapy, massage therapy, vitamin therapy,…

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GMMI Silver

The Silver option is for:

  • The Silver option provides affordable global medical insurance designed for young, healthy budget-conscious expatriates. With $5,000,000 of lifetime coverage, the Silver option offers a wide range of scheduled benefits equipped to meet all your essential needs. The Silver plan is ideal for those planning to receive care in lower cost areas of the world. Please contact Good Neighbor Insurance to discuss your travel plans before purchasing this option or the Bronze plan below.

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GMMI Bronze

The Bronze option is for:

  • The Bronze option is designed for the budget conscious volunteer or global entrepreneur who wants only emergency global medical insurance coverage. Its unique design is for areas of the world where you can pay out-of-pocket for most medical costs. And if you are only looking for a “catastrophic-type” plan. If you are looking for a highly affordable insurance plan, this international medical coverage is one of the best with a lifetime limit of $1,000,000.

    Please contact Good Neighbor Insurance to discuss your travel plans before purchasing this option or the Silver plan above.

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Videos

Global Missionary Insurance
– Overview
Global Missionary Insurance
– Who Is It For?
Global Missionary Insurance
– Why We Like It
Global Missionary Insurance
– Medical Benefits
Global Missionary Insurance
– Emergency Evacuation Benefits
Global Missionary Insurance
– Optional Benefits
Long-Term International Missionary Insurance Plans For Individuals And Families

This is one of the most popular international missionary medical insurance plans for:

Offers some of the best international missionary medical insurance coverage because:

  • Allows 6 months of U.S. coverage during a 12 month policy period
  • 5 different plan options to choose from
  • All include medical and medical evacuation cover
  • Deductible is reduced by 50% for care received outside the U.S.
  • In the U.S., coinsurance is waived when care is received in the PPO.
  • Hospital Indemnity of $400 is paid for each day hospitalized outside the U.S. (this is in additional to reimbursing eligible medical expenses.)
  • Adult wellness starts after 12 months of cover except on the GMMI Bronze and Silver plans. Plus, child wellness on all plans but Bronze
  • Medical concierge service

Maternity covered on GMMI (Platinum only) as Family Matters Maternity Program after 10 months of cover

The GMMI international missionary medical insurance plan is one of the most affordable international health plans we offer. It is designed as affordable full-featured international missionary medical insurance for those who are responsible to raise their own support. It’s for also those who are on tight budgets and wanting the flexibility to choose their benefits and coverage areas.

This plan offers special incentives for those who can receive care outside the USA/without returning to the USA.

 

FAQ AND ANSWERS GMMI INTERNATIONAL MISSIONARY MEDICAL INSURANCE

Here at Good Neighbor Insurance it is very important for us to connect with you.

As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!

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