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Understanding My Expat Medical Insurance – Part 1

Good Neighbor Insurance provides expatriate medical insurance for individuals, couples, and families moving overseas.  We have over 25 years providing the best expat medical insurance available. The videos below will provide information on how to best use your global insurance while you are residing overseas.

  1. How does my deductible work in the U.S?
  2. How do I renew my expatriate medical insurance?
  3. Who can get an expatriate international medical insurance plan?

 

Question – Doug, how does my deductible on my expatriate medical insurance work in the U.S?

Answer – Great question, Anna.  Yes, the deductible you choose on your expat insurance will be the deductible amount here in the U.S.

Here are a few other key points to share about your deductible in the U.S, Anna.

  • Do make sure you use your in-network medical network.  This will allow you to save money since in-network providers provide discounts to you. An in-network medical provider is a doctor, hospital or other medical facilities that accepts your global insurance. 
  • Your in-network deductible will be the amount you will pay out of your own pocket before your expat medical insurance starts paying for medical care.
  • You can see your in-network provider information on your insurance web portal and usually it is stated on your medical card.
  • You may see on your in-network provider, PPO.  This means Preferred Provider Organization.
  • Your deductible will start on your policy effective date or start on a calendar year which would start each January 1st, depending on the global medical insurance policy.
  • If your plan runs on a policy year, your effective date of coverage will be the start of your policy year.
  • For example – your expat medical insurance started on June 1st, Anna.  This means that your policy year deductible would start on June 1 and end on May 31st, the following year.
  • Whereas a calendar year deductible would start from January 1st to December 31st, that same year.  Do keep in mind that if your effective date is in August, for example, your deductible amount starts over on January 1st, the following year.
  • Lastly, Anna, to find all your global medical insurance benefits please head over to your expat insurance online portal for policyholders, or you can get a quick snapshot view of your summary schedule of benefits on your expat insurance brochure.

Change is always in the air!  So please check our web page at  https://www.gninsurance.com/health for the most up-to-date information on your expat medical insurance –

  • or call us at 480-813-9100 or toll free at 866-636-9100 here in Gilbert, Arizona, USA
  • or email us at info@gninsurance.com

Your GNI team here in Gilbert, Arizona, wishes you and your family safe and awe-inspiring expatriate travels, Anna.

https://www.gninsurance.com

 

Question – How do I renew my expatriate medical insurance, Doug?

Answer – That is a great question, Isla. If you’ve been living overseas for a year or more, you may wonder how you can keep your international medical insurance up to date without returning to your home country. 

Often, when your expatriate medical policy is close to its expiration, you may receive correspondence from your global insurance provider by email.  Isla, generally, you will be notified 30-60 days in advance, though sometimes you may have to log into your insurance provider’s website or “portal” to finalize your renewal.

If you’ve been working with a broker like Good Neighbor Insurance, we also send out an email about your expat insurance renewal. This way we can also help make sure you receive your renewal information since we may have more than one email address to connect with you.

Good Neighbor Insurance at www.gninsurance.com, is dedicated to helping you understand and use your international medical insurance benefits to their highest potential, so you can stay protected through all of your international adventures.

Learn about the global insurance benefits of your current expatriate plan, or get a quote for a new benefit-rich plan at gninsurance.com.

Change is always in the air!  So please check our global health insurance options on our web page at https://www.gninsurance.com/health for the most up-to-date information on your expat medical insurance –

  • or call us at 480-813-9100 or toll free at 866-636-9100 here in Gilbert, Arizona, USA
  • or email us at info@gninsurance.com

Your GNI team here in Gilbert, Arizona, wishes you and safe and awe-inspiring expatriate travels, Isla.

https://www.gninsurance.com

 

Are you looking for the best international insurance options while you live or work overseas?  How do you know if an expatriate international medical insurance plan is right for you?

International medical insurance plans are designed for people who live and work overseas, outside of their home country, for a year or more.  Whether you’re living overseas for work, or with your family, or you’ve chosen a nomad lifestyle, there are specialized international medical insurance plans designed for your lifestyle.  These expatriate medical insurance plans are designed for people who plan to live outside of their home country for one year or more.

Is an expatriate international medical insurance plan right for you? Find out with Good Neighbor Insurance.  We specialize in helping global citizens protect their lives, their families, and their wallets! We offer education on how to use your expat medical insurance while you are overseas.  We also provide comprehensive global insurance plans that include international health coverage, emergency evacuation coverage, international term life insurance, and much more.

Good Neighbor Insurance is a full-service international insurance broker dedicated to keeping you and your family and also your employees safe on every project around the world.

For the most up-to-date information on our expatriate insurance options please –

Safe Expatriate Travels – from your GNI Team here in Gilbert, Arizona!
https://www.gninsurance.com