(480) 813-9100 Quote Chat

Understanding My Travel Insurance

Our Good Neighbor Insurance (GNI) team members have created these videos to share valuable information to help you during your travel medical insurance investment as well as when you are on your travels.  

We provide travel medical insurance investments for those going on vacations and holidays, business trips, social good trips, mission trips, specialized trips that include adventure sports, cruises, and many other types of travels.

Good Neighbor Insurance also provides specialized travel medical insurance for athletic sports as well as adventure sports, hazardous activity, home country coverage, war risk areas, personal liability coverage, and other specialized insurance coverage needs for your travels.

All of our different travel medical insurance plans have the essential travel insurance benefit of emergency medical evacuation cover.

  1. Maternity benefits that are not covered on travel insurance
  2. Does travel insurance provide personal liability benefits?

 

 

Doug, my wife and I are traveling to Malaysia for 17 days and next year we may go to Malaysia as expatriates. But now, Charlotte and I want to know if travel insurance will cover maternity and pregnancy benefits for this 17-day trip. 

Great question, Diego and Charlotte.  Let me share what is and what is not covered on travel insurance when it comes to pregnancy benefits.

There are a few key things you will need to know about pregnancy coverage for short-term travel plans:

  • Travel policies will not cover pre-natal check-ups, delivery, and / or the baby for someone who is already pregnant.
  • Travel policies will only cover complications of pregnancy for the mother when the complications are life-threatening to her or the baby up to the first 26 weeks of gestation.
  • Complications of Pregnancy do not include elective abortion, elective cesarean section, false labor, occasional spotting, morning sickness, etc.

Here are our travel insurance options Diego and Charlotte, https://www.gninsurance.com/travel.  Please keep an eye out for your travel insurance quotes with the best pregnancy benefits in your inbox that our GNI team will be sending you out today, Diego.

For stronger maternity coverage, Diego and Charlotte, we would suggest our expatriate insurance options here at https://www.gninsurance.com/health.  If you both decide to reside over in Malaysia as expatriates next year, then our expatriate medical insurance will be the best way to go, especially when requesting maternity benefits.

We wish you safe travel to Malaysia, Diego and Charlotte!

Change is always in the air!  So please check our web page at https://www.gninsurance.com/travel  for the most up-to-date information on your travel medical insurance options –

Your GNI team here in Gilbert, Arizona, wish you all safe and awe-inspiring global travels, Diego and Charlotte!

https://www.gninsurance.com

 

Doug, I am headed on a two-month trip to Europe and want to know if travel insurance provides personal liability benefits besides medical and emergency medical evacuation.  

That is a great question, Mathew, and one we get throughout the year. Travel medical insurance often do not provide added benefits such as personal liability, adventure sports additions, and higher accidental death and dismemberment coverages. However, GNI has found travel insurance plans that also provide added coverages such as personal liability benefits, Mathew.

Here is what is usually covered on travel insurance plans that provide personal liability benefits –

  • Accidental bodily injury, including death, illness and disease to a third person; and/or
  • Accidental loss of or damage to a third person’s material property (property that is both material and tangible); and/or
  • Accidental loss of or damage to a related third person’s material property (property that is both material and tangible).

Mathew, here is what is usually not covered on the personal liability benefits

  • Automotive liability
  • Any damage or injury caused by skydiving (as skydiving is excluded on this and most travel policies)
  • Business related liability

We are so glad you asked this question, Mathew.  Thank you for giving us the privilege of finding the right travel insurance benefits that fit your needs for your travels to Europe.

Change is always in the air!  So please check our web page at https://www.gninsurance.com/travel for the most up-to-date information on your travel medical insurance options –

Your GNI team here in Gilbert, Arizona, wish you all safe and awe-inspiring travels in Europe, Mathew!

https://www.gninsurance.com