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Individual Travel Insurance Plans

Diplomat International Travel Medical Insurance

Strong medical benefits for U.S. and Non-U.S. travelers up to 364 days

Why we like it:

Looking for a good travel insurance policy with high benefits and strong coverage? The Diplomat International and Diplomat America plans offer excellent international AD&D travel insurance benefits for those requiring them up to age 69, or even up to age 80+ (with reduced maximum benefits). And it is available to travelers from almost every nation on earth from 5 days to 364 days.

Learn about the plan through this video

From $50,000 to $1,000,000 in medical insurance, medical evacuation, and even other travel benefits, such as sports coverage, political and natural disaster evacuation cover, and AD&D is included.

Note: Not available for citizens of Australia and residents of New York, Maryland and South Dakota.

Good for:

  • Strong medical and evacuation cover. Strong sports coverage.
  • Optional Enhanced AD&D from $50,000 to $1,000,000
  • Has good war and terrorism benefits for high-risk areas
  • Up to $1,000,000 to age 69, or up to age 80+ (reduced benefit maximums)
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More about Diplomat International AD&D Travel Insurance
  • Strong medical benefits up to $1 million
  • Emergency medical evacuation of $500,000 no matter what maximum you choose for medical coverage
  • Strong war and terrorism coverage option you can add-on to your travel insurance policy
  • Optional Enhanced AD&D from $50,000 to $1,000,000
  • War Risk rider available. (See below)
  • Coverage time periods from 5 days to 12 months
  • Strong Sports and Adventure Sports coverage and benefit options (see below)
  • International Travel medical insurance benefits to include:
    – Medical cover
    – Medical evacuation cover
    – Political and natural disaster evacuation
    – Return of mortal remains
    – And many other important travel insurance benefits
  • Home country coverage
  • In Hospital Indemnity (US Citizens only)
    If you are a US citizen, traveling outside of the US, and confined to a hospital as a registered in-patient as the result of an illness or injury that is covered under this plan, this plan will pay you directly an additional benefit up to $100 per day of confinement up to a maximum of 10 days.
  • Felonious assault benefit of $25,000 incl. accidental death or dismemberment or coma or paralysis if the accident is a result of a felonious assault.

  • WORLDWIDE ASSISTANCE SERVICES

(This is an additional benefit not underwritten by Advent)
After you enroll in the Diplomat International you are eligible to use any of the assistance services provided by On Call International.
– Available 24 hours / 7 days a week
– Assistance with emergency Medical Evacuations and Repatriations
– Emergency Travel Assistance Services
– Referrals to Medical and Dental Providers Worldwide
– Multilingual personnel
– Doctors and nurses on staff

Who Is Eligible For This Plan?

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Who Is Eligible For This Plan?

U.S. citizens traveling outside the U.S. and outside their country they are residing, such as an American citizen residing in:

  • Papua New Guinea traveling to Indonesia
  • China traveling to Australia
  • The U.S. traveling to South Africa

Non-U.S. citizens wanting to be covered outside of the U.S. and traveling outside their country of resident/home country, such as:

  • A French citizen residing in the USA traveling to Germany
  • A Chinese citizen traveling to Australia
  • An English citizen residing in the U.S. traveling to Spain

Home Country is defined as: the country where an eligible person(s) has his/her fixed and permanent home establishment and to which he/she has the intention of returning.

Information

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Additional Information

Coverage is Not available for:

  • Travel to Iran
  • Citizens of Australia
  • Residents of New York, Maryland and South Dakota 

Underwritten by Advent Underwriting Limited on behalf of Syndicate 780 at Lloyd’s rated “A” Excellent by A.M. Best.

Videos

Diplomat International – Overview
Diplomat International – Best for Who part 1
Diplomat International – Best for Who part 2
Diplomat International – Why we like it
Diplomat International – Medical Benefits
Diplomat International – Evacuation Benefits
Diplomat International – Additional Options
Add-on Benefits-Click to view

Optional Enhancement Benefits

Home Country Coverage Benefit – 
Provides limited coverage under Your Medical Expense Benefit while in Your Home Country. The plan pays 80% up to $5,000 of Covered Expenses, then 100% to a maximum of 1) $50,000 for Incidental Trip(s) to your Home Country or 2) $10,000 for Extension of Benefits (Follow Me Home Coverage). (Apply 1.10 factor to your total premium)

War Risk Coverage – 
Please call your agent or Global Underwriters Agency for a quote.

Enhanced AD&D Travel Insurance Rates (Per Person / Month) –
Enhanced AD&D amount and additional rate only apply to age 18+
$100,000
$250,000
$500,000
$1,000,000

Athletic Sports & Hazardous Activity Benefit –
Provides coverage if Your Injury or Illness results from the below enumerated Athletic Sports & Hazardous activities.
NOTE: Any Athletic Sport & Hazardous Activity not expressly covered hereunder is excluded from this policy unless the activity is approved by the company prior to purchase or the activity is non-contact and engaged in by you solely for leisure, recreation, entertainment, or fitness purposes only.  (No professional sports)

Table 1: For the below listed activities apply the 1.25 factor to the base premium:

(1) Low Option – BMX; Bobsledding; Bungee Jumping; Canoeing/Kayaking; Canopying; Cave tubing; Hang Gliding; Horseback Riding; Hot Air Ballooning; Jet Skiing; Martial Arts/Karate (Non-competitive); Motor Scooter; Motorcycling; Mountain Biking; Piloting any Non-commercial Aircraft; Safari; Scuba Diving (Not to exceed 30 feet, Resort Course or equivalent required); Snow Skiing (Recreational); Snowboarding (Recreational); Snowmobiling; Spelunking/Caving; Surfing (Recreational); Trekking (Not exceeding Class IV Difficulty on Yosemite Decimal System); Wakeboarding; Water skiing; Whitewater Rafting (Class I through V rapids); Wind Surfing; Zip Lining. For the below listed activities apply the 1.25 factor to the base premium plus the monthly flat rate listed:

(2) Middle Option – additional $25.00 flat monthly rate
Aerial Photograph (Use of proper restraints required); BMX (Racing or Competitive); Flying in any chartered/leased aircraft or helicopter; Heli-skiing; High Diving; Hot Air Ballooning (As a pilot); Mountain Climbing (14,000 ft. & below – Ropes & proper safety equipment required); Parachuting; Paragliding; Parasailing; Parascending; Rock Climbing (Ropes & proper safety equipment required); Scuba Diving (Below 30 feet, PADI/NAUI Certification required, or insured must be accompanied by a certified diving instructor); Skydiving; Snow Skiing Off-Piste.

(3) High Option – additional $50.00 flat monthly rate
Big Game Hunting (Use of Firearms); Diving with Sharks; Mountain Climbing (14,000 ft. & above – Ropes, proper safety equipment & certified guide required); Running with the Bulls; Security Detail (use of firearms).

Table 2: For the below listed:

Intercollegiate, Interscholastic Athletics, Club Sports, and Organized Amateur Sports, apply the 1.25 factor to the base premium plus the monthly flat rate listed. Under this enhancement, the Benefit is reduced to $20,000 for any Covered Injury or Illness resulting from:

(1) Low Option – additional $12.00 flat monthly rate Ballet; Baseball; Cheerleading; Cross Country; Diving; Equestrian; Fencing; Field Hockey; Golf; Polo (Horse); Polo (Water); Rowing; Softball; Surfing; Swimming; Tennis; Track & Field; Volleyball.

(2) Middle Option – additional $26.00 flat monthly rate Basketball; Competitive Cycling (Road, Track, CX); Ice Hockey; Inline Skating (Helmet & Proper Equipment Required); Lacrosse; Martial Arts/Karate; Modern Pentathlon; Skiing (Slalom, Giant Slalom, Downhill); Ski Jumping; Wrestling.

(3) High Option – additional $80.00 flat monthly rate Football (No Division One); Gymnastics; Rugby (No Division One); Soccer.

 

Here at Good Neighbor Insurance it is very important for us to connect with you.

As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!

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