Why we like it:
The IMG Patriot medical evacuation travel insurance plan is one of our most popular for all types of travelers. For both U.S. and Non-U.S. travelers it has a great price for the amount of benefits you receive, can be used for travelers up to 24 months if needed and is renewable for up to two years at a time. It also has a personal liability benefit, and is underwritten by Sirius International Corporation (publ), rated A by A.M. Best and A- by Standard & Poor’s.
We also like the Evacuation Plus Rider for non-life-threatening medical evacuation: Up to a maximum of $25,000. Natural disaster evacuation: Up to a maximum of $5,000.
If traveling to the USA, the Patriot International quote form will automatically change to Patriot America.
- One of our best international travel insurance plans
- Includes excellent benefits, incl. personal liability, natural disaster,…
- Emergency medical evacuation for non-life threatening illness (optional)
- Renewable for up to 24 month periods
- Coverage per day up to 24 months and longer
- Automatically includes:
– Medical travel insurance
– Medical Evacuation Travel Insurance of up to $1,000,000 to nearest adequate facility for life threatening medical condition(s)
– Return of mortal remains, political evacuation, emergency reunion, terrorism coverage, and many other benefits
- Coverage available renewable for up to two years at a time.
Both plans are available for individuals, families and groups for a minimum of five days up to a maximum of two years, and offer a complete package of international benefits.
Option 1: Patriot International
For people traveling outside their country of residence, and NOT traveling to the U.S.
Option 2: Patriot America
For visitors to the U.S. who are not residents of the U.S.
U.S. citizens who reside outside the U.S. are eligible to purchase this plan
Coverage provided worldwide (including the U.S.), except for the traveler’s country of residence.
This is a great medical evacuation travel insurance plan for those traveling outside the U.S. and Canada for:
- Vacation travel
- Business travel
- Individuals / Family
- Groups / Teams
- Cruise travel
A Chinese citizen residing in the U.S. traveling to China to visit can purchase a Patriot International for that trip.
A U.S. citizen residing in France traveling to the U.S. can purchase a Patriot America or Patriot America Plus plan for that trip.
A Brazilian citizen residing in Brazil traveling to Germany can purchase a Patriot International plan for their trip.
NOTE: This plan no longer offers end of trip home country coverage. Coverage will end the date the insured person returns to his/her Country of Residence, unless covered as an incidental trip.
Personal liability benefit
Personal liability benefit details:
- Injury to a third person: $100 per injury deductible
- Damage to a third person’s property: $100 per damage deductible
- No coverage for injury to a related third-party or damage to related third party’s property
When purchasing this medical evacuation travel insurance plan you may also request:
- Optional Medical Evacuation Plus Rider: for non-life threatening medical evacuation and evacuation for natural disaster. Additional $45/month with a minimum 3 months purchase
(available to insureds up to age 65 on individual plans only for) Non-life-threatening medical evacuation: Up to a maximum of $25,000. Natural disaster evacuation: Up to a maximum of $5,000.
- Optional Adventure Sports Rider (available to insureds through age 64)
- Optional Enhanced AD&D, available for those traveling 3 months or more.
Some of the benefits included with this plan
Maximum Limit Per Period of Coverage Options – Choose from:
$50,000, $100,000, $500,000, $1,000,000, $2,000,000 (Patriot International only)
Select your Individual Deductible (The amount you pay before insurance coverage begins)
$0, $100, $250, $500, $1,000, $2,500
Hospital Room and Board: Average semi-private room rate up to the maximum limit.
Includes nursing service
Intensive Care: Up to the maximum limit
Surgery: Up to the maximum limit
Physician Visits: Up to the maximum limit
Diagnostic Procedures: Up to the maximum limit
Prescription Medication: Up to the maximum limit
Home Health Care: Up to the maximum limit
Emergency Medical Evacuation: Must be approved in advance and coordinated by the company $1,000,000 maximum limit. Not subject to deductible. Emergency Reunion: Must be approved in advance by the company $50,000 maximum limit. Not subject to deductible.
Return of Minor Children: Must be approved in advance by the company $50,000 maximum limit. Not subject to deductible.
Return of Mortal Remains or Cremation/Burial: Must be approved in advance by the company $50,000 maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible.
Political Evacuation: Must be approved in advance by the company $10,000 maximum limit. Not subject to deductible.
Natural Disaster: $250 per day and maximum limit of five days for accommodations. Not subject to deductible.
Accidental Death & Dismemberment: $25,000 principal sum. Not subject to deductible
Common Carrier Accidental Death: $50,000 per insured person, $250,000 maximum limit per lifetime per family. Not subject to deductible.
Trip Interruption: $5,000 maximum limit. Not subject to deductible.
Lost Luggage: $50 per item, $250 maximum limit. Not subject to deductible.
Hospital Indemnity: $100 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible.
Identity Theft: $500 maximum limit. Not subject to deductible.
Terrorism: $50,000 maximum limit. Not subject to deductible.
Incidental Trips to Home Country
(Insured person’s country of residence is not the U.S.) 14 consecutive days maximum limit Incidental Emergency Coverage in the U.S. (Patriot International Only) 14 consecutive days maximum limit. Available only for a covered emergency medical evacuation, or an emergency injury or illness that manifested during travel through the United States to or from the host country.
Coinsurance: For treatment received outside of the U.S. No coinsurance (0%)
Coinsurance – for treatment received within the U.S. In the PPO network – Company pays 100%
Out of the PPO network – Company pays 80% of eligible expenses up to $5,000, then 100%
Acute Onset of a Pre-existing Condition (Patriot International Only)
U.S. citizen up to age 65 with primary health plan: Up to maximum limit.
U.S. citizen up to age 65 without primary health plan: $20,000 maximum limit.
U.S. citizen age 65 to age 70: $2,500 maximum limit.
Non-U.S. citizen up to age 70: Up to maximum limit or $500,000 – whichever is lower.
Acute Onset of a Pre-existing Condition – Emergency Medical Evacuation (Patriot International Only)
Up to age 65: $25,000 maximum limit
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!