Cigna Global Expat Medical Insurance

Cigna Global medical insurance options provide you the (a) Perfectly tailored medical insurance for you and your family (b) Comprehensive core cover and the flexibility of adding extra insurance benefits as you want (c) Provides two areas of cover to choose from Worldwide and Worldwide excluding the U.S.

The Cigna Global medical insurance is made for (a) U.S. citizens residing outside the U.S. (b) For non-U.S. citizens residing outside their home country and (c) For non-U.S. citizens residing in their own home country.

The Cigna Global medical insurance provides very strong and rich benefits for (a) Missionaries (b) Faith based (c) Clergy (d) Non-governmental organizations ( e) Charitable organizations (f) Non-profit organizations (g) Volunteer organizations (h) Social business organizations (i) Business owners (j) Entrepreneurs (k) Executives and managers

Reason one – The Cigna Global medical insurance is made for (a) U.S. citizens residing outside the U.S.  (b) For non-U.S. citizens residing outside their home country and (c) For non-U.S. citizens residing in their own home country

Reason two – Flexible coverage options.   Comprehensive inpatient core with the flexibility of adding four optional modules such as (a) Module one of four – Outpatient Care – Includes outpatient care and medical emergencies where a hospital admission as a day patient or inpatient is not needed. (b) Module two of four – Medical Evacuation – Provides coverage for reasonable transportation costs in the event that treatment is not available locally, in an emergency.

The Cigna Global expat medical insurance allows you to build your expatriate medical insurance around the extensive inpatient core, with full flexibility on optional insurance modules.

On your core inpatient coverage, you may choose one of these three medical benefits (all in USD) (a) Silver ($1,000,000) (b) Gold ($2,000,00) (c) Platinum option (unlimited)

The emergency medical evacuation benefits of the Cigna Global medical insurance

Cigna Global expatriate medical insurance allows you combine your core inpatient insurance with the flexibility of purchasing additional modules.

One of those modules is the emergency medical evacuation option which (a) Provides coverage for reasonable transportation costs in the event that treatment is not available locally, in an emergency.  (b) Includes repatriation – allowing the beneficiary to return to their country of habitual residence or nationality. (c) and also includes compassionate visits for a parent, spouse, partner, sibling or child to visit a beneficiary after an accident or sudden illness.

Question?  How does maternity coverage work on the Cigna Global expat medical insurance?

Answer Part 1 of 3 (all in USD): (a) Maternity coverage is included on the Gold and Platinum options after 12 months of continuous coverage.  (b) Gold option – normal delivery is covered at $7,000 and complicated delivery at $14,000. (c) Platinum option – normal delivery is covered at $14,000 and complicated delivery at $28,000

Answer Part 2 of 3: Newborn babies are automatically accepted if born after parent is covered for 12 months and newborn baby is enrolled within 30 days of birth.  Then your newborn baby receives (a) Benefit care of $75,000 on the Gold option and $156,000 on the Platinum option. (b) There are 10 days of routine care, following the birth that are covered (c) All treatment, that is required, for your newborn baby is covered within the first 90 days after birth.  (d) After your newborn baby is enrolled, they receive the same benefits of your policy, as a dependent.