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Short term and travel medical insurance inside the U.S. – for U.S. residents

October 11, 2020

Short term and travel medical insurance inside the U.S. – for U.S. residents

Good Neighbor Insurance, here in Gilbert Arizona, provides short term and travel medical insurance for U.S. residents

  • residing in the U.S.
  • traveling inside the U.S.
  • for short stay, furlough, and sabbatical in the U.S.

Please keep in mind that these short-term U.S. health plans are not Affordable Care Act (ACA) medical insurance and are meant for short term coverage, also called bridge plans.

Here are a few of our FAQs and Answers from our clients who have requested U.S. travel and short-term medical plan cover.

Question: Must I be a U.S. citizen to use this plan?

Answer: Not necessarily. You must be a U.S. resident to be eligible for coverage.

Question: I live in Illinois, but I travel to Wisconsin often for work. Will I be covered outside my home State?

Answer: Yes, you will be covered when traveling outside of your state of residence.

Question: I have medical coverage through my employer, but the cost to add my children to my policy is really high. Can I enroll my child alone?

Answer: Yes, minor children may be enrolled for coverage without a parent being enrolled. If you have more than one child, you will need to enroll for separate policies without a parent. 

Question: How long can I get coverage for?

Answer:  Length of enrollment periods vary by State. Typically, coverage can be up to around 12 months. 

Question: Is there Dental and Vision Coverage?

Answer: There are optional dental and vision plan add-ons. Availability varies by State.

Question: Is maternity covered?

Answer: Maternity is not covered. Also, if the mother is already pregnant, the family will not be eligible for a U.S. short-term medical plan.

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