WORLD HEALTH INSURANCE PLANS FOR
EXPATRIATES AND CAREER WORKERS
1. Medical evacuation
2. Maternity coverage if requested
3. PPO plans with or without co-pay
4. Furlough / US coverage
5. Vision and Dental on some plans
6. Term life insurance on most plans
7. Annual preventative check-ups on most plans
8. Premiums may be paid annually, semi-annually,
quarterly, and monthly
9. May start coverage 30 days before leaving US
Video: Who is Good Neighbor Insurance?STANDARD GLOBAL HEALTH INSURANCE PLANS
IMG GMMI Gold (Also for non-Americans residing in the USA)
- World health insurance coverage
- Maternity rider option available at $2500 annual premium and may be added at start of policy or at time of renewal with a 12 month waiting period for the full benefits to kick in
- Newborns are automatically accepted for coverage at birth without underwriting if other requirements are met
- Complementary medicine such as acupuncture, aroma therapy, herbal therapy, massage therapy, vitamin therapy, etc.
- First Health network in the US or use any medical facility in the US
- Child wellness benefits included and adult wellness benefit starts at age 30
- Mental/Nervous covered and more benefits
HCC CITIZENSECURE (Also for non-Americans residing in the USA)
- Global health insurance coverage
- The PPO network in the US to use is the Hygeia network
- Newborns are NOT accepted automatically
- 6 months of coverage in the US during a 12 month policy. If in the US at the time of renewal will need to leave the US in 30 days
- If you are quite healthy--this is the best plan for you. They may put semi-permanent or permanent riders (waivers) on certain pre-existing conditions. It is better to have a semi-permanent rider (2, 3, 5 years) on a pre-existing condition then to have a plan that forever excludes or caps coverage for pre-existing conditions
SC RESIDE PRIME WORLDWIDE EXPATRIATE HEALTH INSURANCE
- Worldwide expatriate insurance coverage
- The PPO network in the US to use is the Hygeia network
- May add AD&D, Dental rider, Sports rider, and Hospital Indemnity rider
- Newborn accepted with application but medical conditions may be ridered
- 6 months of US coverage during 12 month policy period
- Some benefits do decrease on the 37th month onwards
ECONOMY (CAPPED) GLOBAL HEALTH INSURANCE PLANS
IMG GMMI SILVER (Also for non-Americans residing in the USA)
- World health insurance coverage
- The PPO network in the US to use is the First Health network
- Newborns NOT automatically accepted
- 12 months of coverage in the US during 24 month policy period
- Well child care
- Best for non-maternity option after GMMI Gold
HCC CITIZENSECURE ECONOMY GLOBAL INSURANCE
- Global Insurance Coverage
- The PPO network in the US to use is the Hygeia network
- A cost-effective plan because they put caps on some coverage's/benefits, for example only providing $600 a day for room and board in a hospital. In most of the world this is more than enough.
- Newborns NOT automatically accepted
SC RESIDE WORLDWIDE
- Economical global health insurance plan built around per incident.
- Newborns are automatically accepted for coverage at birth without underwriting if other requirements are met
- 6 months of US coverage during 12 months on the policy
- Some coverage benefits are capped and/or are lower than the Reside Prime plan; i.e. the maternity coverage is less, the room and board coverage in the hospital is less, and the medical evacuation is less
PREMIUM EXPATRIATE HEALTH INSURANCE PLANS
HTH GLOBAL CITIZEN EXPATRIATE INSURANCE
- Global health insurance plan with permanent coverage in the USA
- Co-pays, Rx co-pays, cash less claims in the US and outside the US
- Network in the US / Aetna US Network. May use any medical network overseas
- Global community of contracted hospitals in 160 countries with direct payment to providers.
- Backed by a U.S. Insurer, no matter how much time you spend in or out of the U.S.:
- UNICARE Life & Health, a WellPoint company rated A- (Excellent) by A.M. Best
- HM Life Insurance Company of Pittsburgh, PA rated A- (Excellent) by A.M. Best
- HM Life Insurance Company of New York, NY rated A- (Excellent) by A.M. Best
- Only 6 month wait on PRE-X conditions then covered up just like new medical issues
- Maternity Benefits after 12 months of coverage
- Newborns automatically accepted when maternity rider is on the policy
IMG GMMI PLATINUM GLOBAL HEALTH INSURANCE
- A major medical global insurance plan similar to the GMMI Gold plan but with stronger benefits like $8,000,000 lifetime coverage
- Includes dental and vision benefits in one plan
- Two tier U.S. Rx drug card, $20 for generic and $40 for brand
- Complementary medicine such as acupuncture, aroma therapy, herbal therapy, massage therapy, vitamin therapy, etc.
BUPA DIAMOND CARE
- Career and expatriate health insurance plan with permanent coverage in the USA
- Long term career plan for individual and families
- Great maternity benefits
- Other benefits included such as organ transplant coverage, full congenital coverage
HTH GLOBAL NAVIGATOR WORLD HEALTH INSURANCE
- Career and expatriate health insurance plan with permanent coverage in the USA
- Overseas health insurance for missionaries, NGO's, and volunteers
- Similar to the HTH Global Citizen plan but with fewer minor benefits targeted for the more budget conscious client
- Primary office co pays, preventative care for children and adults, Mental/Nervous disorders, Repatriation of Remains, Medical Evacuation, and many more benefits.
BUPA COMPLETE CARE
- Career and expatriate health insurance plan with permanent coverage in the USA
- Long term career plan for individual and families
- Great maternity coverage
If you have questions about any of the career world insurance plans, please contact Good Neighbor Insurance at 866-636-9100 or contact us by email.
Insurance Policy Information: International Travel Insurance with International Health Insurance
"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"
"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "
"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."
"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."
Telephone:
Toll Free: 866-636-9100
Phone: 480-813-9100
Fax: 480-813-9930
Postal Address:
Good Neighbor Insurance
690 E. Warner Rd. Suite 117
Gilbert, AZ 85296, USA
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