The best travel insurance for international adoption and for covering adopted children
Not sure which international health insurance plan is best for international adoption? Scroll down to see a quick summary of each plan.
Our recommended plan
GeoBlue Voyager Choice and Essential Single Trip Travel Insurance
A great plan for U.S. travelers including pre-existing condition insurance
- U.S. travelers looking for one of the best overall travel plans
- People up to age 74 (or 84 on Choice)
- Those with pre-existing conditions
- Those going to “high-risk” countries, including Israel
Our recommended plan
Outreach International Travel Insurance
One of the best international travel insurance plans ANYWHERE
- Most affordable option for volunteers, charitable travel, missions,…
- Great benefits for a good price
- People wanting coverage for 12 months or more without going through underwriting
- Available to travelers up to age 65 from almost any country
Scroll down to see all travel plans below
The U.S. State Department advises ALL U.S. Citizens to check their domestic health insurance and purchase good supplemental international travel health insurance before traveling overseas.
Some countries require adoptive parents to remain “in-country” (a period of residence) between the time they appear before a judge to initiate the adoptive process and while waiting upon USCIS to complete their process and issue paperwork before returning home with their newly adopted children. In these cases, you may find it necessary to spend an extended period in the foreign country awaiting the completion of the foreign adoption. Both of the above emergency medical plans are also great plans for extended periods of time overseas, from a few days up to half a year abroad, and can be extended if necessary.
For either plan above, it is important that the adoptive child be traveling under their new name, with new travel documents, as a U.S. citizen.
Again, we would like to emphasize that these international adoption plans are inexpensive travel insurance plans (for new medical conditions, unforeseen accidents and emergencies) and are not designed to pay for medical conditions your child may already have or be getting treatment for. This is especially important for new parents of adoptive children to understand since children adopted internationally often have preexisting conditions needing care. We understand. These plans do feature excellent medical coverage for evacuation, political evacuation and all other travel and medical benefits for the remainder of your time overseas until arriving safely home. For children on prescription medicine prior to adoption, we recommend purchasing a supply of medicine prior to leaving their country of origin, that will continue until your child is covered under your domestic health insurance plan. The local embassy should also be able to help advise you on medication allowed into the USA, when you see them regarding your international adoption papers and to apply for/pick up your child’s immigrant visa at the U.S. Embassy.
What if you live overseas? Will an adopted child be accepted on your insurance plan?
Here is information on a couple international health insurance plans you may want to consider if you plan on adopting while living abroad:
– Signature Care, Select, Elite or Premier Health: An application for a new child must be completed and they will go through underwriting. A child could be declined or medical conditions could be excluded.
– The GMMI Plan: An application for new child must be completed and they will go through underwriting. A child could be declined or medical conditions could be excluded.
– Meridian Essential and Enhanced: An application for new child must be completed and they will go through underwriting. A child could be declined or medical conditions could be excluded.
(If you are not already on an international health insurance plan, or if your renewal is coming up, AND you are thinking you may adopt a special needs child, we recommend one of the GeoBlue plans. You GeoBlue plan must be in place before the adoption process begins or your application will be declined.)
Resources and Help
Note: These are travel medical insurance plans with rich emergency medical protection. However they are designed to protect against new medical conditions or emergencies and are not for preexisting medical conditions, or those children are, or should be, receiving treatment for.
“What’s the difference between trip cancellation and this travel medical insurance?” Call us for additional helpful advice at 480-813-9100.
Good service, Good rates, Good choice….We are happy to help protect thousands of families (just like yours) each year.
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!