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Good Neighbor Travel Insurance Blog

What’s the Difference Between an Insurance Agent and and Insurance Broker?

September 23, 2009 By : Doug Gulleson

An Insurance Agent is usually the representative of one company. Good agents focus on helping clients understand the insurance products of their company.

An Insurance Broker represents the client and not a specific company. Brokers, because they have contact with many companies, can offer a wide variety of products. This helps clients find the best plan for their specific needs.

The good news is that it does not cost you any extra to use an agent or broker!  There is no surcharge, and you would pay exactly the same price if you went directly to the company. You never pay an extra penny for using a broker.

Good Neighbor Insurance is a broker.  We are contracted with ten different international health insurance companies.

What does this mean?  Two things:

1. We have a large array of insurance plans to offer you.
2. It costs you no extra money to go through us.

Doug Gulleson

Search Results

Update on grandfathered plans for U.S. group insurance – November 16, 2010

November 17, 2010

Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]

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Self-insurance and the most common expensive medical claims

March 7, 2014

Do you know which illnesses are driving up health insurance costs? Currently any form of cancer, incl.breast cancer (which equals about 4% of all insurance policyholders), premature babies, ongoing chronic conditions, heart attacks, strokes, dialysis, ventilators, diabetes, and treatment including drugs, therapies, tests, and more, quickly add up and equal 75% of U.S. medical costs. […]

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PPACA clears way for small businesses who want to self-fund

April 3, 2014

New ACA laws will help businesses from 11-99 employees with self funded health insurance Here is a really interesting article for employers with up to 100 employees seeking to self-insure their health benefits. In the past, employers who had too many claims and got in trouble of either: 1.) Running out of reserves 2.) Getting […]

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The Affordable Care act - Should it be repealed and replaced?

Health care reform basics: what you need to know for 2011

December 31, 2010

Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]

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Repatriation of Remains explained

October 31, 2016

Return of Mortal Remains/ Repatriation of Remains explained: The Return or Repatriation of Remains benefit included in all of our travel insurance plans is designed to cover the costs associated with returning your body to your home country if you were to pass away. Plus, some things you can do to make things easier if […]

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About Medical evacuation – Addis Ababa, Ethiopia

July 18, 2012

Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical evacuation. You may view one of our best evacuation travel plans at www.gninsurance.com and some of our other travel medical plans here at www.gninsurance.com/travel-A/international_travel_insurance.asp. All of our travel medical insurance plans have the very important travel insurance benefit of evacuation cover. Background […]

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