An Insurance Agent is usually the representative of one company. Good agents focus on helping clients understand the insurance products of their company.
An Insurance Broker represents the client and not a specific company. Brokers, because they have contact with many companies, can offer a wide variety of products. This helps clients find the best plan for their specific needs.
The good news is that it does not cost you any extra to use an agent or broker! There is no surcharge, and you would pay exactly the same price if you went directly to the company. You never pay an extra penny for using a broker.
Good Neighbor Insurance is a broker. We are contracted with ten different international health insurance companies.
What does this mean? Two things:
1. We have a large array of insurance plans to offer you.
2. It costs you no extra money to go through us.