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Recent Articles

Understanding Pre-existing Medical Conditions

Don’t we all have some pre-existing condition?  To quote from an unknown author, “No one is perfect…that’s why pencils have erasers.“ So what is a pre-existing condition?  Imagine you contact your car insurance agent on a Monday morning to tell him you want to take out car insurance to pay car repairs. The car is now in the garage being fixed because […]

Do you realize your health care plan may not cover you in Canada?

Is traveling to Canada from the U.S. for the Vancouver Winter Olympics considered an international trip? Yes. Your U.S. domestic health insurance plan – whether it is individual, group, Medicare or Medicaid – will not cover you in Vancouver for medical evacuation.  They may cover doctor and hospital visits, but they won’t cover you for medical […]

What’s the Difference Between an Insurance Agent and and Insurance Broker?

An Insurance Agent is usually the representative of one company. Good agents focus on helping clients understand the insurance products of their company. An Insurance Broker represents the client and not a specific company. Brokers, because they have contact with many companies, can offer a wide variety of products. This helps clients find the best […]

What is a Pre-Existing Condition and Will My Health Insurance Cover It?

Never lie on your health insurance application. You will be asked about your medical history because the insurance company is looking for pre-existing conditions. This short blog will tell you what a pre-existing condition is and how it will affect your ability to get affordable health insurance.

Waivers and Riders – What are those?

I’ve been thinking about “waivers” and “riders” and how that might affect a young woman with a busted knee when she tries to buy health insurance. What are her options?

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The Good Neighbor Travel Insurance blog, “Travel Purposefully,” is written to help you, the reader with your travels, make better decisions, help you travel better overseas, keep up n recent world news and events that might effect you, conferences, education overseas, issues of social good, job creation and community development, as well as critical updates to insurance plans, and more.

Depending on the subject matter, a post might be informative, funny, sobering, a call-to-action, or a story you might want to forward to a friend, (such as a great travel tip, a money-saving article, or a great travel plan to help a family member. – All designed to help improve your life as a traveler, expatriate, or organization. We encourage you to search the categories to find those items you are most interested in.


A footnote to this travel insurance blog:

We hope this travel insurance blog helps you and encourages you to give back. Because if you are able to travel (and aren’t being forced to travel as a refugee or displaced due to war) you have much to be grateful for….And YOU have something to give.

Whether it’s a day or two while on vacation, or maybe the rest of your life by starting an orphanage, or school for “at-risk” kids (or like some of our friends did – A new business creating bikes in Zambia from bamboo to offer cheap alternative transportation to villagers in Africa so they can get to work and to the hospital). Yes, even a bike can be taken for granted. And so can your health. If this blog helps you with answers to common travel insurance questions, inspires you, helps you live a long, healthy life, and protects your family from the unexpected – We have achieved our goal. “Travel smarter. Travel safer!”