Liaison Majestic international travel health insurance is amazing coverage for travel outside of your home country! This health insurance overseas is great for families and individuals on vacation, great missionary insurance and coverage for international workers and volunteers for NGOs, Nonprofits, humanitarian and charitable organizations. Many families and individuals in the faith-based community use this coverage for longer furloughs or sabbaticals, such as when someone is coming back to the U.S. Coverage on this is from five days to up to 364 days of great health insurance overseas. The reason that the Liaison Majestic international medical insurance is great is due to the broad coverage that will cover someone outside their home country (which is their place of true, fixed, and permanent residence). To illustrate, U.S. citizens who live outside the U.S. use this as their health protection when they come back to the U.S. for a visit. There are two forms of coverage, which are to include the U.S. and Canada, or exclude the U.S. and Canada. Let me show you more about the broad coverage!
Benefits: This plan has coverage for medical expenses, and much more. The medical expense coverage is called the Maximum Limit, of which you can choose from four amounts from $60,000 to up to $1,000,000. Likewise you have six choices for a Deductible, from $0 to $2,500. Many other benefits have their own separate coverage limits, however are all included in this policy. A few of these are: Medical Evacuation up to $300,000, Return of Remains to $50,000, Political Evacuation and Repatriation at $50,000, and Terrorism at $50,000. If claims occur within any of these provisions, it will be subject to that specific coverage amount. For example, if a medical evacuation bill is $37,000, that cost is not subject to deductible and will not be drawn from the overall Maximum Limit chosen; it will be drawn from the Medical Evacuation benefit. Likewise, if you were to go to the local hospital in another situation and have a bill of $15,000, that is subject to Deductible (Coinsurance as well if in the U.S. or Canada) and will be drawn from the overall Maximum Limit.
Medical Evacuation is a very important benefit to have when traveling outside of your home country. Even people who have worldwide health coverage will contact us to obtain international medical evacuation insurance. For example, even if there is a great hospital where you are located, they may not be equipped to treat every medical condition. Therefore a medical evacuation will probably be needed if one of those medical conditions happened. Most importantly, you or someone with you must contact the insurance company in case of a medical emergency. The company has all the resources and money, so it is they who will actually arrange and pay. Evacuations occur when there is a medical necessity that cannot be treated locally, to which the company will take you to the nearest adequate medical facility for care.
Pre-existing conditions: Pre-existing conditions are normally excluded in all short term health and travel insurance, however at times there may be limited coverage. On the Liaison Majestic international health and travel insurance some have the ability for a Waiver of Pre-existing Condition(s). Here is how it works: If you are a U.S. citizen and the U.S. is your home country, you have a waiver of unexpected pre-existing condition that may need emergency treatment. If you have a primary U.S. health insurance plan, you have coverage up to the Maximum Limit. If you do not have a primary plan, you have up to $20,000 of coverage. Lastly, if you are 65 or older, you have $2,500 regardless if you have a primary health plan or not. If you are not a U.S. citizen, but need coverage for pre-existing conditions, we have other options that may work best for you!
The Liaison Majestic international travel health insurance is broad for vacation insurance, coverage for workers and volunteers with international businesses, NGOs, Nonprofits, and humanitarian organizations as well for missionary insurance for the faith-based community. It is also one of the best plans for furlough and sabbatical as well!
Good Neighbor Insurance provides international travel insurance to those traveling outside their country of resident/country of citizenship. Call one of our professional international travel insurance agents at 866-636-9100 or you may email us at info@gninsurance.com. Have an amazing and safe travels!
