Why we like it:
WE HIGHLY RECOMMEND the Blue Cross/Blue Shield Global Solutions Worldwide coverage for all U.S. expatriates. This comprehensive plan features excellent customer service and has many Direct-Pay arrangements with hospitals worldwide. Those accepted on this plan can have pre-existing conditions covered with the possibility of no waiting period. The over-all medical limit is unlimited. There are options to include up to nine months of coverage in the U.S., limited U.S. coverage, or exclude coverage in the U.S. entirely to save on premium.
Also includes the option to add dental & vision, maternity, and increased prescription coverage!
Note: For U.S. residents or citizens
Good for:
- Those wanting comprehensive coverage
- Wellness benefits with no waiting periods
- Longer allowed time in the U.S. (up to nine months)
- Strong maternity benefits (optional)
Highlights
The BCBS Worldwide plan is the most comprehensive expatriate insurance plan available for U.S. citizens working or residing abroad.
BCBS Worldwide Specialty is a similar plan, but for volunteers overseas, non-profits and missionaries/charitable workers.
Highlights:
- May have up to nine months of U.S. coverage on the Premier plan
- Unlimited Medical Maximum
- When accepted, pre-existing conditions are covered after six months. Waiting period can be waived with proof of prior creditable coverage.
- No waiting period for wellness benefits
- Maternity benefits may be added after 12 months
- Children automatically accepted when enrolled within 31 days of birth or adoption
- Optional upgrade for Prescription coverage
- Family deductible
- Unmarried children age 19-25 may remain on the policy
- Evacuation coverage included
- Premium only charged for first three children
- Blue Cross/Blue Shield PPO network within the U.S.
- Need Help? Have questions? Give us a call at +1 (480) 813-9100 if you’d like help!
Two Plan Options for BCBS Worldwide with Different Pricing Based on Need
BCBS Worldwide Premier– Worldwide Coverage with Comprehensive USA Coverage
Most comprehensive expatriate plan available
Optional prescription upgrade available (subject to underwriting approval)
Minimal copayments for Primary Care Physicians and Specialist
Excellent preventative care coverage
Best for those:
- Who want a complete worldwide premium insurance policy
- Wanting up to nine months coverage in the U.S.
- Who have unmarried adult children, age 19-25, that reside in the U.S.
- (with the maternity rider) Who want unlimited maternity coverage
BCBS Worldwide – Worldwide, Excluding the U.S or with Limited U.S. Coverage
BCBS Worldwide features worldwide coverage excluding the U.S. (optional upgrade available to include illness, accident and medical emergency coverage while visiting the U.S.)
Comprehensive plan for those not requiring coverage in the U.S.
Unlimited medical maximum
Optional prescription upgrade available (subject to underwriting approval)
Excellent preventative care coverage
Best for those:
- Who want a comprehensive policy that does not include the U.S.
- (with the maternity rider) Who want unlimited maternity coverage
Optional Upgrade includes:
Limited U.S. Benefits Inside the U.S. – Available for the BCBS Worldwide Plan only. Coverage is limited to emergency medical care, urgent illness and accidental injuries. Also limited to prescription needs when you are temporarily visiting the United States. Limited to a combined maximum of 3 trips of 21 days for each trip per calendar year.
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!