Good Neighbor Insurance brokerage firm provides many long term international health insurance plans that fit each of our guests’ needs. Many of our guests ask us for advice regarding the best plans for international maternity insurance benefits. Other guests request the best options if considering overseas adoption. We also have other guests who are not requesting maternity coverage at all, but want the best international career health insurance for their child(ren). Below are some FAQ points with information about adoption and international maternity insurance.
Good Neighbor Insurance will continue to add to this FAQ / Answers page so do bookmark this page for future readings. If we have not answered your questions here please email us at [email protected] and one of our trained agents will be glad to get answers to your international maternity insurance questions for you.
Click here to get to maternity benefit comparison chart
Q: What if I am already pregnant?
- If you are already pregnant, you will not able to get international medical coverage for maternity.
- If you are pregnant and covered by insurance in your home country, not planning to deliver while traveling, we have travel plans that cover emergencies related to pregnancy.
Q: What are the best plans, can you compare them for me?
- The short answer is that the GeoBlue plans are the best, especially if you are from the USA and expect to deliver in the U.S.
The best plan for non-U.S. citizens may be Cigna’s Gold or Platinum plans (silver does not include maternity benefits) or maybe PA Group Global Health plan. - The other maternity plans are good. The better the coverage the higher the premiums that you will pay.
- Here is the link to our comparison chart
Q: We are considering not getting Maternity coverage. Will I still be able to get insurance for my child?
A: Here are the answers with international medical insurance plans that may fit your request:
- Navigator and Xplorer: If enrolled within 31 days of birth, babies are automatically accepted regardless of maternity coverage or not.
- GMMI Platinum: (Maternity is included) The baby is automatically accepted if they are enrolled within 31 days from birth. All other GMI/GMMI plans will require an application which will undergo full medical underwriting.
- Meridian Essential and Enhanced: Medical application must be completed for all dependents to be added. If application is not received within 30 days of birth, child will have a separate policy from the family.
Q. We are considering adopting children eventually. Will my child be accepted on my insurance plan?
A: Here are the answers with international medical insurance plans that may fit your request:
- GeoBlue Navigator and Xplorer: If added to your coverage within 31 days of adoption, all children are automatically accepted.
- GMMI Plans: An application for new child must be completed and they will go through underwriting. A child could be declined or medical conditions could be excluded.
- Meridian Essential and Enhanced: An application for new child must be completed and they will go through underwriting. A child could be declined or medical conditions could be excluded.
If you think you may adopt a special needs child, we recommend one of the GeoBlue plans. You GeoBlue plan must be in place before the adoption process begins or your application will be declined.