Why we like it:
WE HIGHLY RECOMMEND the GeoBlue Xplorer Overseas Expatriate Insurance Plan for all types of overseas residents up to age 74. This travel insurance with maternity coverage is for all regions and nations, features excellent customer service and has many Direct-Pay agreements worldwide. They are also they are part of the BlueCross BlueShield network and include pre-existing conditions. They can even waive the required waiting period. Includes 9 mo per year in the USA, OR, save up to 50% by excluding the U.S..
Also includes terrorist acts and has no maximum medical amounts.
Note: For U.S. residents or citizens
Good for:
- Has unlimited annual and lifetime medical maximums
- No waiting periods associated with any preventive services
- Covers injuries or illnesses that are a result of a terrorist act
- Up to 9 mo. in the USA per year while visiting as expats
Highlights
The GeoBlue Xplorer plan is designed as a “Cadillac plan” in overseas expat insurance with maternity coverage at a very competitive price for those living and residing abroad. Renewable (long term) major medical career international health insurance with maternity coverage for individuals and families living/working overseas as expatriates.
GeoBlue Navigator is a similar plan, but for volunteers overseas, non-profits and missionaries/charitable workers.
Highlights:
- Must be scheduled to reside outside of his/her country for at least 3 months of each policy year.
- Unlimited coverage up to age 74
- Pre-existing conditions covered after 6 months. Waiting period can be waived with proof of prior creditable coverage
- No waiting period associated with any preventative services
- Children automatically accepted when enrolled within 31 days of birth or adoption
- HIPAA compliant and many other benefits
- Copays and Rx copay option
- Coverage up to 9 month/year in the U.S.
- Evacuation coverage included
- Maternity coverage option after 12 months of coverage
- Access to worldwide global community of carefully selected, contracted hospitals, physicians, dentists and behavioral health professionals in over 180 countries. Detailed provider profiles including medical training. Personalized appointment scheduling and recruitment.
- Acupuncture/Chiropractic care
- Fully profiled international treatment options
- Competitive U.S. PPO network and centers of excellence
- Need Help? Have questions? Give us a call at +1 (480) 813-9100 if you’d like help!
Two Plan Options For Xplorer, With Different Pricing Based On Need
Xplorer Premier – Worldwide Coverage with Comprehensive USA Coverage
Xplorer Essential – Worldwide, with Basic or No USA Coverage
Why choose GeoBlue Xplorer?
GeoBlue is a recognized leader in international health insurance and medical assistance services, serving hundreds of thousands of world travelers annually.
GeoBlue meets the highest expectations of quality.
For medical care outside the U.S., members are free to see any provider and their benefits will remain the same.
Access to our elite providers can lead to better diagnosis, treatment and medical outcomes.
Our providers bill GeoBlue directly, which eliminates paperwork hassles.
The strength of the Blue brand. GeoBlue is an independent licensee of the Blue Cross and Blue Shield Association.
- GeoBlue has a network of doctors from almost every specialty in over 190 countries
- Only a small fraction of doctors around the world meet GeoBlue standards. Participation is by invitation only
- We seek professionals certified by the American or Royal Board of Medical Specialties who speak English. We factor in recommendations by over 169 Physician Advisors from all over the world.
- GeoBlue doctors bill us directly so you don’t have to file a claim
- In the U.S. you have cashless access to the Blue Cross and Blue Shield network in all fifty states
- Strength of the Blue Brands in the U.S. Certain GeoBlue plans allow members to access the Blue Cross and Blue Shield network within the U.S.
- More than 95 percent of physicians and more than 96 percent of hospitals across the U.S. are a part of the BlueCard Network
Eligibility
For Premier and Essential
For Premier, you must meet only one of the requirements below:
All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage. Or
All legal residents of the U.S.(citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they apply. Or
An employee of a U.S. company, whereby the company is domiciled in the U.S. and the company pays the insurance premium.
The Eligible Member must be scheduled to reside outside of his/her home country for at least 3 months per year.
Eligible Dependent
An Eligible Dependent means a person who is the Eligible Participant’s:
- Spouse, partner;
- own or spouse’s/partner’s unmarried natural child, stepchild or legally adopted child who has not yet reached age 26.
A person may not be an Insured Dependent for more than one Insured Participant.
For Essential:
You must meet only one of the requirements below:
All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage. Or
All legal residents of the U.S.(citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they apply from the U.S.. Or
An employee of a U.S. company, whereby the company is domiciled in the U.S. and the company pays the insurance premium.
Eligible Dependent
An Eligible Dependent means a person who is the Eligible Participant’s:
- Spouse, partner;
- own or spouse’s/partner’s unmarried natural child, stepchild or legally adopted child who has not yet reached age 26.
A person may not be an Insured Dependent for more than one Insured Participant.
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!