Our Good Neighbor Insurance (GNI) team members have created these videos to share valuable information to help you during your travel medical insurance investment as well as when you are on your travels.
We provide travel medical insurance investments for those going on vacations and holidays, business trips, social good trips, mission trips, specialized trips that include adventure sports, cruises, and many other types of travels.
Good Neighbor Insurance also provides specialized travel medical insurance for athletic sports as well as adventure sports, hazardous activity, home country coverage, war risk areas, personal liability coverage, and other specialized insurance coverage needs for your travels.
All of our different travel medical insurance plans have the essential travel insurance benefit of emergency medical evacuation cover.
Travel Medical Insurance Frequently Asked Questions and Answers – Part 1 of 2
Jackie called us at Good Neighbor Insurance and had great questions on travel medical insurance. “I am headed out this summer with my family for three weeks to Turkey, Greece, and then we will spend a couple days in Paris before heading back home to Portland, Oregon.” “I have a few questions about travel medical insurance” Jackie said. Can you help? “We sure can Kristi said. Kristi is one of the GNI team members who has lived overseas as a third culture kid in Papua New Guinea.
My first question is – If I get sick or injured, which medical doctor or hospital do I go to? Here is your answer, Jackie. Travel medical insurance will cover medical treatment from any (western) licensed medical doctor or hospital around the world outside of your home country.
Will the doctor or hospital bill my travel medical insurance company, Kristi? Most medical care will need to be paid by the patient, the policy holder, at the time of service, Jacki. Then a claim may be filed to the travel medical insurance company for reimbursement.
Please note, Jackie, please make sure to get an itemized receipt at the time of service and please get a copy of any medical records if possible.
Kristi, what if the charges for emergency medical care get too high?…
Travel Medical Insurance Frequently Asked Questions and Answers – Part 2 of 2
My wife and I are going to spend 5 weeks traveling through Indonesia and Australia this coming October. Our youngest child has graduated Uni and we as parents are splurging on a nice trip for my wife and me to celebrate the passage of our three kids from university to full employment.
I do have some questions on our travel insurance options, Beth. Can you help me navigate these questions and find the best travel medical policy that will fit our travel this Fall?
We sure can, Beth stated, one of Good Neighbor Insurance’s expert travel insurance agents. What is your first question, Shawn?
Beth, what do we do if my wife or I need to be medically evacuated?
Answer – First, and foremost, Shawn, you, your wife, or medical staff that is with you need to connect directly with your travel medical insurance company. Emergency medical evacuations must always be coordinated by the travel medical insurance company. Please call the emergency number on your travel medical ID card. The travel medical insurance company will verify that your emergency medical evacuation is needed by talking to your medical staff with you. Once it is agreed upon to provide your emergency medical evacuation, the travel medical insurance handles that from start to finish at no out-of-pocket to you besides your travel insurance premium.
Beth, will emergency medical evacuation take me or my wife back to the U.S.?…