Why we like it:
WE HIGHLY RECOMMEND the very affordable Patriot Annual Multi Trip Travel Health Insurance Plan for frequent fliers under age 76. It is for those who travel often for shorter durations who want to eliminate the hassle of buying travel insurance every time they travel. It’s also for those who want the same ID card and same policy number in their purse or wallet all year.
Patriot America Multi Trip Travel Health Insurance is for Non-U.S. Residents and includes travel worldwide incl. the USA.
Patriot International Multi Trip Travel Health Insurance is for U.S. citizens who take multiple trips annually outside the USA.
There is a Single trip version of this Patriot International / Patriot America travel plan.
Note: You must be covered under a domestic health insurance policy in your country of residence to qualify for this plan.
Good for:
- Patriot America multi-trip travel health insurance for non-U.S. residents
- A great affordable annual travel plan with great customer service
- Travelers up to age 75 who take a lot of shorter trips under 45 days each
- Adventure sports rider (up to age 65) and Evacuation extended rider
Highlights
Four choices to choose from on this annual multi trip travel health insurance:
- Choose either up to 30 or 45 days coverage per trip outside of the U.S. for U.S. citizens
- Choose either up to 30 or 45 days coverage per trip for non-U.S. citizens residing outside the U.S. and traveling outside their country of citizenship/home country
- Covers a period of 12 months and you can renew for up to three years!
- International, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency!
- 24 hour access to highly qualified coordinators of emergency medical services and international treatment
- Medical cover of $1,000,000
- Medical evacuation cover of $1,000,000
- Maximum limit for travelers age 70-75 of $50,000
- For U.S. citizens – must have a U.S. major medical insurance to be covered while on this multi-trip travel plan
- For non-U.S. citizens – must have coverage in their home country to be on this multi-trip travel plan
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Home Country:
For U.S. citizens, the Home Country is always the United States.
For non-U.S. citizens, the Home Country is the country of which the Insured Person is a citizen or national; including any country where the insured person maintains his/her primary residence or usual place of abode and any country of which the insured person is the possessor of a validly issued passport. In the event there is more than one home country under the above-listed criteria, the home country is the country meeting the above-listed criteria and listed by the Insured as his or her home country on the application.
Patriot International Multi-Trip Travel Health Insurance
Plan Features
- For U.S. citizens who take multiple trips annually outside the U.S.
- $250 deductible per each covered illness
- Medical and evacuation cover
- Terrorism cover of $50,000
- Trip Interruption of $5,000
- Political evacuation of $10,000
- Return of mortal remains of $50,000
- Adventure sports rider – optional
- Evacuation plus rider – optional
- Under $250 annually per policy year per policy holder for 45 day per trip cover
Patriot America Multi Trip Travel Health Insurance
Plan Features
- For non-U.S. citizens who take multiple trips annually outside of their home country and/or country of citizenship
– Such as an English citizen residing in Singapore needing trip coverage to the USA for multiple trips as well as travel to Europe on holiday
– Such as an Australian citizen residing in Indonesia needing annual trip coverage outside of Australia and outside of Indonesia -
Will be covered in the U.S. and Canada as well as throughout the world minus your country of citizenship and/or country of residence
- May use Preferred Provider Organization in the U.S. to help lower out-of-pocket costs.
- $250 deductible per each covered illness
- Medical and evacuation cover
- Terrorism cover of $50,000
- Trip Interruption of $5,000
- Political evacuation of $10,000
- Return of mortal remains of $50,000
- Adventure sports rider – optional
- Evacuation plus rider -optional
- Under $450 per policy year per policy holder for 45 day per trip cover
Annual multi-trip travel health insurance for individuals and families
Designed for those that take multiple trips throughout the year outside their home country. It offers the ease and convenience of purchasing a single annual plan at an affordable annual premium.
Plan Information
Maximum Limit $1,000,000USD (Maximum Limit for travelers age 70-75 = $50,000USD)
Deductible $250 per insured person for each covered illness.
This deductible is waived for claims incurred as a result of a covered accident
Coinsurance
– For treatment received outside the U.S. & Canada: No coinsurance
– For treatment received within the U.S. & Canada:
In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
Features:
- Short-term international travel medical insurance
- Coverage for frequent travelers, their spouses and/or children traveling for a period of 12 months
- Renewability for up to three years –
- Two plan designs – one for U.S. citizens and one for non-U.S. citizens
- Maximum Limit $1,000,000 and deductible of $250 per each covered illness (Maximum limit for travelers age 70-75 is $50,000)
- Low annual premium
- Freedom to seek treatment with the hospital or doctor of your choice
- Access to more than 17,000 providers using our International Provider AccessSM (IPA) seeking treatment outside the U.S.
You can also reduce your out-of-pocket costs in the U.S. by locating providers through the independent Preferred Provider Organization. - Universal Rx pharmacy discount savings
Who this multiple trip travel health insurance is designed for:
- Travelers under 76 who are covered by an individual or group medical insurance plan back home (or nationalized healthcare) and travel internationally frequently throughout the year up to 45 days per trip.
Some of the Included Benefits
Medical Benefits:
Hospital Room and Board – Up to the Maximum Limit
Intensive Care – Up to the Maximum Limit
Medical Expenses – Up to the Maximum Limit
Out-patient Medical – Up to the Maximum Limit
Emergency Room Accident – Up to the Maximum Limit
Local Ambulance – Up to the Maximum Limit
Emergency Illness – in-patient admission – Up to the Maximum Limit
Emergency Illness – without in-patient admission – Up to the Maximum Limit subject to additional $250 deductible
Dental injury due to an accident: The plan covers the cost of emergency dental treatment and dental surgical procedures necessary to restore or replace sound natural teeth lost or damaged in an accident up to the Maximum Limit.
Sudden Dental Emergency: The plan pays up to $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.
Travel Benefits:
Emergency Evacuation
Emergency Reunion
Return of Mortal Remains
Return of Minor Children
Political Evacuation
Common Carrier Accidental Death
Sports & Activities Coverage for basic sports (Also has an additional Adventure Sports Rider) – Each Patriot Multi-Trip plan covers injuries incurred during athletic activities which are non-organized, non-contact and engaged in by the insured person solely for leisure, recreation, entertainment or fitness purposes. Some of these sports and activities include motorcycle/motorscooter riding, recreational downhill and/or cross country snow skiing, horseback riding, sub-aquatic activities (to 10m), wakeboarding, and water skiing. However, activities not covered include amateur or professional sports or other athletic activity which is organized, sponsored and/or sanctioned. Always inquire if you have questions regarding your sport or activity.
Accidental Death & Dismemberment $25,000
Terrorism Coverage $50,000 lifetime maximum
Identity Theft Assistance
Trip Interruption up to $5,000
Lost Luggage
Covers the Sudden and Unexpected Recurrence of a Pre-existing Condition – Medical
This plan covers up to $5,000 maximum, per insured person, per period of coverage (not per trip), for the Sudden and Unexpected Recurrence of a Pre-existing Condition (as defined in the Certificate of Insurance).
Covers the Sudden and Unexpected Recurrence of a Pre-existing Condition – Emergency Medical Evacuation
Up to $25,000 for costs and expenses of an Emergency Medical Evacuation arising or resulting from a Sudden and Unexpected Recurrence of a Pre-existing Condition.
Hospital Daily Indemnity Benefit (for U.S. citizens only) – Up to $100 incentive per night up to a maximum of 10 days
Patriot Multi-Trip International pays an additional $100 per night directly to the insured person for each night of a required overnight stay in a hospital up to a maximum of 10 days. The hospital stay must be covered under this plan in order to receive this benefit.
OPTIONAL RIDERS:
Adventure Sports Rider (available up to age 65)
Age and Lifetime Maximum
0-49 – $50,000
50-59 – $30,000
60-64 – $15,000
Evacuation Plus Rider (available up to age 65)
– Non-life-threatening medical evacuation – up to a maximum of $25,000
– Natural disaster evacuation – up to a maximum of $5,000
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!