Why we like it:
Safe Travels Multinational Trip Protection is trip cancellation insurance and trip interruption coverage. It’s also a travel delay insurance plan specifically for non-US citizens, up to age 79, traveling outside their home country (and not coming to the USA). Travel can be for 5 days up to a maximum of 180 days.
Available for trip costs/deposits up to $25,000 each person. And it features excellent primary travel medical benefits from $50,000 up to $1,000,000 (you select). Covers pre-existing conditions, as defined, if purchased within 30 days of final trip payment.
It can be purchased on a per-day rate so you only pay for those days you are traveling. We like its full range of travel medical benefits in addition to the trip cancellation insurance coverage.
Will not cover trips to the USA if you will be spending time there.
However, there is also a trip cancellation plan for non-U.S. travelers who are going to the USA >>
Good for:
- Trip cancellation insurance coverage for round trip worldwide
- Excellent Medical coverage and Unlimited evacuation with no deductible
- For non-U.S. travelers up to age 79
- For 5 days to 180 days
Highlights
Trawick Trip Cancellation Insurance is Best for:
Trip cancellation for multinationals outside of the U.S./No travel to the U.S.
Such as a trip from:
- England to the Bahamas
- France to Dubai
- Brazil to China
- For trips including the USA or to the USA >>
Trip must originate from outside the U.S.
Trip cancellation for one-way trips or round trip coverage
Excellent medical travel benefits and unlimited evacuation coverage with no deductible
For non-U.S. travelers up to age 79
Backed by Lloyd’s of London
Safe Travels Multinational Trip Protection Travel Insurance Benefits
Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan specifically for:
- Non-US citizens
- Up to age 79
- Traveling outside their home country
- Not traveling to the USA
- For 5 days up to a maximum of 180 days
It is available for trips up to $25,000 each person. It includes primary medical coverage for $50,000 to $1,000,000 and Pre-existing Conditions, as defined, if purchased within 30 days of Final Trip Payment. Details can be found in the brochure. If you would like a sample certificate, please contact us.
- Choice of $0 deductible to $5,000 deductible
- Choice of $50,000 up to $1,000,000 for medical cover
- Unlimited medical evacuation/medical transportation cover
- Political evacuation of $25,000
- Benefit period: 1 year from the date of the covered accident or sickness.
– This means that if you see a medical facility overseas for a new medical condition you will be covered up to 12 months even if the policy has expired. - Emergency Medical Treatment of Pregnancy up to $2,500. This is not for routine cover but for complications of possible loss of life to mom and/or baby.
- Enhanced AD&D coverage available
- Hazardous sports/activities rider available
- OFAC country exclusions
Eligibility
Safe Travels Multinational Trip Protection plan provides many benefits including:
- Trip Cancellation
- Trip Interruption
- Accident and Sickness Medical
- Accidental Death and Dismemberment
- Emergency Medical Evacuation
- Emergency Reunion
- Political Evacuation
- Repatriation
It provides travel assistance to:
- Non-US Citizens
- While traveling outside their Home Country
- And not visiting, or leaving from, the United States
It can provide coverage for you, your spouse/domestic partner/traveling companion(s) and dependent children/grandchildren. All benefits are in US Dollars.
Specific benefits
For the full list of travel and medical benefits – Please see brochure
For the full list of trip cancellation, trip interruption and trip delay benefits – Please see brochure
Emergency Medical Evacuation Benefit
Pays 100% up to $2,000,000 if you are traveling outside of your Home Country. Then while traveling you suffer an Injury or Sickness during the course of the trip which requires Emergency Medical Evacuation. It will take you from the place where you suffer an Injury or Sickness to the nearest Hospital or other medical facility where appropriate medical treatment can be obtained. Or it will provide transportation to your Home Country to obtain further medical treatment in a Hospital or other medical facility or to recover after suffering an Injury or Sickness.
Political evacuation
Up to $25,000 maximum for extrication from the Host Country due to an Occurrence which could result in grave physical harm or death. You are covered if an Occurrence takes place while coverage is in effect. And while you are traveling outside of your Home Country or country of residence.
Pre-existing conditions
Unexpected Recurrence of a Pre-existing Condition Medical Benefit
This plan shall pay up to $20,000 for those up to age 65. And it will pay $10,000 for those age 65 and over. This is subject to the chosen Deductible and Coinsurance for Covered Medical Expenses resulting from a sudden, unexpected recurrence of a Pre-Existing Condition while traveling outside the Covered Person’s Home Country.
This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to the Effective Date of coverage.
This benefit is related to Covered Medical Expenses. Pre-Existing waiver for Cancellation or Interruption is included when certain purchase provisions have been met.
Included Accidental Death & Dismemberment Benefit
Insured Principal Sum $25,000
Spouse/Domestic Partner/Traveling Companion Principal Sum $25,000
Dependent Child Principal Sum $10,000
If Injury to the Covered Person results, within 365 days from date of accident shown in the Schedule of Benefits, in any one of the losses shown below, this policy pays the benefit amount shown below for that loss. The Principal Sum is shown in the Schedule of Benefits. If multiple losses occur, only one Benefit Amount, the largest, will be paid for all losses due to the same Accident.Covered Loss Benefit Amount
Life, or Quadriplegia or Two or more Members 100% of the Principal Sum
Hemiplegia or Paraplegia 75% of the Principal Sum
One Member 50% of the Principal Sum
Uniplegia or Thumb and Index Finger of the Same Hand 25% of the Principal Sum
Additional optional benefits
BENEFIT UPGRADES
Home Country/Follow Me Home Coverage
“Home Country Coverage/Follow Me Home” can cover you for the following by increasing the per person per day by 10%.
This benefit is limited to 60 days per 12 months of purchased coverage or pro rata thereof. (Example: 5 days per month of purchased coverage). You must purchase 30 days of coverage to add this benefit. Home Country Coverage cannot begin until you leave your Home Country.
This includes:
Home Country Coverage
This benefit covers you for Injury or Sickness that occur during an incidental trip to your home country during your Policy Period. Maximum benefit is reduced to $50,000. The chosen deductible applies and Coinsurance: 100% up to the $50,000 maximum.
Follow Me Home Coverage
This plan shall pay for Covered Expenses incurred in your Home Country up to $5,000. This is for conditions first diagnosed outside your home country and treated during your policy period. The chosen deductible applies and coinsurance: 100% up to the $5,000 maximum. This Benefit does not apply when an emergency evacuation has occurred.
Athletic Sport Coverage
Coverage is for injuries incurred during Amateur, Club, Intramural, Interscholastic, Intercollegiate activities. Professional and Semi-professional sports are always excluded.
Rates per class are per person, per month:
Class 1 – includes Archery, Tennis, Swimming, Cross Country, Track, Volleyball and Golf – $0
Class 2 – includes Ballet, Basketball,Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby and Soccer – $26 per person per month
Any Athletic Sport not expressly covered hereunder is excluded from this policy unless the activity is non-contact and engaged in by you solely for leisure, recreation, entertainment, or fitness purposes only. Always read the brochure and sample certificate before purchasing insurance protection to make sure your sport is covered.
Accidental Death and Dismemberment Upgrade
1 – Increase to $50,000 maximum AD&D benefit Additional $0.25 per person per day – All Ages
2 – Increase to $100,000 maximum AD&D benefit Additional $0.50 per person per day – Ages 19 to 79 only
3 – Increase to $250,000 maximum AD&D benefit Additional $1.75 per person per day – Ages 19 to 69 only
4 – Increase to $500,000 maximum AD&D benefit Additional $4.00 per person per day – Ages 19 to 69 only
- Persons up to age 69 are eligible for all Options
- Persons age 70-79 are eligible for Option 1 and 2
- Children are eligible for Option 1 only
Additional information
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!