Good Neighbor Insurance, Inc (www.gninsurance.com) has been involved in providing international health care cover to our clients since 1997. Many of our clients ask us what is the major difference between short term travel insurance and trip cancellation insurance.
Short-term travel insurance can be very similar to “Trip Insurance” or “Trip Cancellation Insurance.” Here is the main difference: Trip Insurance focuses on insuring the cost of your trip, e.g. airline tickets, hotel reservations, etc. It may include minimal health insurance and medical evacuation coverage, but first and foremost the goal is to make sure you are reimbursed money you will lose if your trip is cancelled. Trip Cancellation plans are primarily for those who are traveling outside their country of residence who want to insure their trip in case they are unable to go on their trip due to a medical reason or also due to weather related reasons like hurricanes. Good Neighbor Insurance provides a variety of Trip Cancellation plans and you may view them here at https://www.gninsurance.com/travel/trip-cancellation/ .
Short-term travel insurance focuses on insuring you medically in case of illness or injury. It usually has good medical evacuation coverage and offers maximum medical coverage up to $1,000,000. Sometimes short-term travel insurance also includes minimal trip interruption coverage, lost baggage coverage, etc. Good Neighbor Insurance provides short term travel insurance in the US and you may view this plan on our web page at https://www.gninsurance.com/travel-A/international_travel_insurance.asp.
Doug Gulleson loves to scuba dive overseas and makes sure he has his US health care and overseas health care information with him at all times when he travels, www.gninsurance.com/gap-year. Keep our blog close by you, www.gntravelinsurance.com , for continual updates on the changes with the US health care system.