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Good Neighbor Travel Insurance Blog

Outreach International travel medical insurance also covers evacuation insurance

November 30, 2017 By : Administrator

Outreach International travel medical insurance also covers evacuation insurance. Evacuation insurance, or we at Good Neighbor Insurance like to call it, medical transportation is a vital travel medical insurance benefit. Evacuation medical insurance is vital when traveling outside the U.S. since the correct medical facility to take care of your illness may be far away from your location.  Thus, medical air transport is an important part of your overseas medical cover.

Outreach International Travel Medical Insurance is travel medical insurance for U.S. citizens traveling outside the United States and for non-U.S. citizens traveling outside their home country.   The Outreach International Travel Medical Insurance provides medical benefits and international emergency care, along with extras to help with travel related challenges.

  • Over 15% of U.S. travelers overseas had their plans interrupted by an accident, medical condition, or natural disaster in 2016. <more>

Good Neighbor Insurance has been providing the Outreach International Travel Medical Insurance benefits since 1999. Here are some great questions, with answers, our clients have asked over the years relating to the Outreach International Travel Insurance.

End Of Trip Home Country Coverage – As the name of this benefit implies, this entitles our client to use the last month of his/her coverage after his/her trip overseas has ended, as insurance protection in the U.S. That one month began the moment he/she returned to the U.S. Once that one month is exhausted, the policy is expired. If and when he/she should return overseas, he/she will then want to purchase a new policy from Good Neighbor Insurance.

Question: What Is The Evacuation Plus Rider?

Answer: Without this added rider, under the Outreach or Patriot plan, the medical condition must threaten loss of life or loss of limb to be considered for medical evacuation. With this added rider, it has an added evacuation benefit, the medical provider must be approved by the attending physician who certifies the need for continued hospitalization and the condition is not life threatening.

Question: What Do I Do If I Need Medical Evacuation Coverage?

Answer: All evacuations must be approved in advance and coordinated by the Company IMG. Please call or have your doctor(s) call IMG.

Question: One Of Our Clients Signed Up For A Year’s Worth Of Outreach Travel Plan. He Did Not Realize There Was An Exclusion For Coverage When Injured Playing Sports. He Is In An Adult Soccer League. Could He Add On The Sports Rider To Have Coverage For This Sport?

Answer: Under the exclusions on the Outreach policy it lists Injuries sustained while participating in amateur or professional sports or other athletic activities which is organized and/or sanctioned, or which involves regular or scheduled practices, games or competition. This would not be covered under, with our without, the adventure sports rider.

Question: Does The Outreach International Plan Include The Universal Rx Prescription Drug Discount Card

Answer: Yes, it does include this benefit.

Question: What Is The Benefit Period?

Answer: The benefit period is a six month period after the initial treatment is received overseas where the insured person can continue to receive necessary continuing treatment for that issue. If your policy is active, there is no benefit period, but if your policy has expired, the benefit period can continue to cover you, even when you return to your home country.

  • Imagine new, exciting and exotic destinations. Then imagine a broken leg. <more>

Good Neighbor Insurance has been in business since 1997! Every one of our international trained and licensed insurance agents has a heart to serve you, our guests. It is a joy to know that we can provide you all with peace of mind with one of our many overseas medical insurance options to safe guard from financial calamity as well as providing you the best medical care while on your travels.  To connect with Good Neighbor Insurance, please email us at info@gninsurance.com or call us here in our Gilbert, Arizona office at 480-633-9500 or toll free at 866-636-9100.

Administrator

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All international students studying in the U.S. must have U.S. based or equivalent medical health insurance to include repatriation of remains (in the event of you passing on) and medical evacuation back to your home country of residence.  There are four major options for you: 1.   Your College or University that you will be attending […]

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International term life insurance is available through Good Neighbor Insurance (GNI) at https://www.gninsurance.com/health/supplemental/term-life/. We have two term life insurance plans that will work perfectly for those who are residing outside the U.S. for 12 months or longer. Our guests who are expats have really enjoyed knowing that GNI provides. What happens if a spouse does […]

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