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Good Neighbor Travel Insurance Blog

Travel insurance is a must, as Hotchkiss School realized

February 27, 2017 By : Administrator

Travel insurance is a must, as Hotchkiss School realized. Americans, in general, do not realize the importance of travel medical insurance when they leave the U.S.  This blog article is not just about ticks.  But also about the need to have travel medical insurance. Organizations must minimize their liability footprint when they send people overseas on their behalf. Bad things happen, even to good people.  Accidents happen, even in the U.S.  But with travel insurance, a lot of the financial and emotional challenges of any medical accident that happens outside our country can be minimized by having a travel medical insurance policy next to your passport.

We want to “wake Americans” up on how important it is to have solid travel insurance. Good Neighbor Insurance provides the top travel medical and evacuation cover that is a traveling person can want.  Here are a few highlights of our travel medical insurance cover.  You may view all of our travel medical insurance plans at https://www.gninsurance.com/travel/.

  • Medical and medical evacuation coverage
  • Most plans provide political evacuation if there has not been a U.S. State Department or British FCO Travel Advisory in effect in the last 6 months
  • Emergency reunion, return of mortal remains, and other travel benefits
  • Per-day rates starting at about $1.00 a day
  • Your choice of deductibles ($125, $250 and $500 are most common)
  • Your choice of maximum amount of coverage
  • Easily Apply Online to save time, or call us for help
  • Prompt Confirmation & Medical ID Card Emailed at Once

Good Neighbor Insurance provides a variety of travel medical insurance from those traveling outside their country of resident to those living (also called expatriates) outside their country of citizenship. Here are a few of the many options we provide to our guests, you all, for travel medical insurance.

See what plans we generally recommend here. You may view these travel insurance options at our web page – https://www.gninsurance.com/travel/

Adventure Sports Plans >>

Trip Cancellation plans >>

Frequent Flier plans (annual multi-trip plans) >>

For travel within the U.S.A. >>

For Canadians – Travel insurance for Canadians excluding the U.S.A. >>

Emergency Evacuation-only (no medical) >>

Over-65 years >>

For Pre-existing Conditions >>

For International Students both to the USA and U.S. students going overseas >>

More (Short-term plans for specific needs)… >>

Good Neighbor Insurance also provides Accidental Death and Dismemberment (AD&D) cover. You may view our AD&D options with international term life insurance options here at https://www.gninsurance.com/health/supplemental/term-life/.

Not only it is important for every American traveling to have travel insurance while outside the U.S. but also it is a great liability protection for the organization. Every organization who sends out employees, contract employees, students, teachers, and volunteers to the four corners of our globe have just inherited liability challenges.  One of the best ways to minimize a big liability concern is to provide travel insurance, such as those shown here at https://www.gninsurance.com/group-travel/.

Our Good Neighbor Insurance licensed trained insurance team members are here to serve you, our guests! You may call us on our toll free number, 866-636-9100 or our Arizona phone numbers of 480-813-9100 or 480-813-9100.  You may email us at info@gninsurance.com.

Safe travels from your GNI team!

PS: Below is a list of links about travel insurance and Hotchkiss School, and their legal challenge.

https://scholar.google.com/scholar_case?case=4561222820246578460&hl=en&as_sdt=6&as_vis=1&oi=scholarr

https://scholar.google.com/scholar_case?case=12332382231177346065&hl=en&as_sdt=6&as_vis=1&oi=scholarr

https://scholar.google.com/scholar_case?case=9972772332457204503&hl=en&as_sdt=6&as_vis=1&oi=scholarr

https://blogs.harvard.edu/nplblog/2015/08/26/a-schools-duty-of-care-to-its-students-munn-v-hotchkiss-school-goldberg-zipursky/

https://www.washingtonpost.com/news/volokh-conspiracy/wp/2015/08/03/should-schools-that-arrange-field-trips-to-foreign-countries-have-duty-to-warn-about-protect-against-rare-tick-borne-encephalitis/?utm_term=.2d9558acad70

http://www.acenet.edu/news-room/Pages/Amicus-Brief-Munn-v-The-Hotchkiss-School.aspx

Administrator

Search Results

What Is Accidental Death & Dismemberment Insurance and Do I Need It Overseas?

June 15, 2022

Accidental death and dismemberment insurance is an important type of insurance coverage for international employees, travelers, and expatriates. Let’s first read Sara’s story to discover more about accidental death & dismemberment insurance, or AD&D. Sara was a bright, talented young woman with a vibrant spirit. During her junior year at Georgetown University, she decided to […]

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Health insurance for international students in the U.S.

January 16, 2013

All international students studying in the U.S. must have U.S. based or equivalent medical health insurance to include repatriation of remains (in the event of you passing on) and medical evacuation back to your home country of residence.  There are four major options for you: 1.   Your College or University that you will be attending […]

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Repatriation of Remains explained

October 31, 2016

Return of Mortal Remains/ Repatriation of Remains explained: The Return or Repatriation of Remains benefit included in all of our travel insurance plans is designed to cover the costs associated with returning your body to your home country if you were to pass away. Plus, some things you can do to make things easier if […]

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Understanding the basics of FSA, HRA, and HSA plans for U.S. group insurance

March 16, 2011

Good Neighbor Insurance (www.gninsurance.com) is continuing to update our clients on the new health insurance laws that were signed into law in the spring of 2010.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and […]

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Emergency medical evacuation benefit for overseas travel

September 30, 2014

Emergency Medical Evacuation includes medical due to outbreaks, epidemics, threat of natural disaster, even political evacuation due to civil unrest (treated separately), and emergency medical evacuation to the nearest qualified medical facility that can handle the medical condition. It includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) […]

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Buying Health Insurance is Like Buying a Car

April 2, 2010

Bells and whistles on a car increase the cost. So it is with health insurance. Adding benefits only increases your premiums. One way to lower premiums is to increase your deductible and decrease the amount of benefits.

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