The Importance of Travel Insurance: Everything You Need to Know
What’s the Importance of Having Travel Health Insurance?
Vacations are supposed to be wonderful times with family and friends. They’re meant to be exciting times of seeing new places and experiencing new things.
Sadly, life throws us curve balls. Bad things happen to good people, even on vacations.
What happens if you accidentally slip and break a bone while in another country? What if you’re in an accident that was someone else’s fault? What if you eat something that sends you to the hospital? This is where the importance of travel insurance comes into the picture.
We hate to think about this, but what if the worst case situation happens, such as a death of your loved one overseas? The last thing you want to worry about is all the hassles, government red tape, and frustration of finding an airline to fly the body of your loved one back home.
No matter how difficult it may be, you will still want to bring your loved one back home, no matter what the cost. You’re already stressed enough with the loss of your loved one. Having a travel medical insurance plan is the key to resolving every circumstance above.
Read below to learn all about the importance of having travel insurance, especially when things go wrong on your trip.
A Tragic Example
Unfortunately, we have heard many tragic stories of people who either were severely injured or got sick overseas. Some have even passed away. This NY Times article is a sad story of a tourist who was in Kenya and killed by the safari guide.
Any unfortunate death is very tragic. There is no good in that type of death for sure.
The good news is that we can help loved ones in any country minimize the stress of bringing their loved one’s body home for a proper funeral. And help you avoid financial debt in the case of an extended hospital stay or complicated surgery.
5 Reasons Why Travel Insurance is Important
- The number one reason why travel insurance is important is the peace of mind it gives you and your loved ones. Traveling involves taking risks. Most of the risks you’ll be taking will probably be considered low. Flying on an airplane is considered low risk, and most sightseeing is fairly harmless. However, there is always a risk of a car accident while in a vehicle. Thieves are everywhere. Injury is also a risk when participating in sports or any kind of physical activity. Knowing you will get the care you need without forcing you to empty your bank account brings amazing peace.
- It could save you thousands of dollars. Most people don’t realize that travel health insurance only costs about two dollars a day. But, it can provide coverage up to one million dollars! Even though the cost of medical care in most parts of the world is more affordable than in the United States, hospital bills can still add up to thousands of dollars. Most people also do not realize that their domestic health insurance will not cover them overseas. And countries with universal health care will not be willing to help because you are not a citizen or permanent resident in their country. Purchasing travel medical insurance can ensure you don’t have to pay the hospital bills yourself. Your family will be incredibly grateful for your small investment!
- It will ensure you get the care needed if something unfortunate happens. If you end up in a hospital, and the providers don’t see an insurance card, they may refuse to give you the care you need until they know you can pay. These precious moments could be the difference between life and death or saving a limb. But, if you have an insurance card, the doctors will be quick to provide you whatever care you need. It may also be the difference between getting evacuated to a state-of-the-art facility with top-notch doctors or receiving care at a less than sanitary local clinic where the doctors may or may not speak English.
- It will help when trips get interrupted. Travel health insurance will provide assistance in the case of luggage being damaged or going missing or trips being disrupted due to weather. Unfortunately, plans get cancelled for reasons beyond our control.
- Get reimbursed for cancelled travel plans. If you get trip cancellation insurance, you can get a refund when your flights get cancelled or you have to cancel your plans due to a serious illness or family emergency. Don’t lose out on your great investment for your trip. Instead, spend a few extra dollars to ensure you can change your plans when needed.
Purchase Your Travel Health Insurance Today!
Here at Good Neighbor Insurance, we understand the importance of travel insurance because trips don’t always go as planned. We have insured travelers since 1997 and have heard too many sad stories. We have seen how international travel insurance provides people peace of mind and assistance, even in the darkest hours of life.
All our travel insurance plans have many benefits, including return of mortal remains. This coverage is amazing because it allows the international insurance company to work with you on bringing your loved one home.
Our Patriot International travel insurance works great for most U.S. citizens and non-U.S. citizens traveling throughout the world. Another great travel plan for our U.S. residents traveling outside the U.S. is our Diplomat International plan, which includes sports coverage also.
We pray that nobody you know gets injured or passes on when they are outside their country of residence / citizenship. Sadly, bad things do happen to good people. And that may become the time when people fully appreciate the importance of travel insurance.
Call one of our licensed Good Neighbor Insurance travel insurance agents today at 480-813-9100 to get your free quote.
Have fun and safe travels on your next adventure!
