The Bupa International Travel Health Insurance plan is best for:
- Non-U.S. and Non-Canadian individuals and families desiring exceptional short term insurance
- Residents of the U.S., Canada, Brazil, Thailand and Nigeria are not eligible.
- Includes travel coverage anywhere in the world including North America and the USA.
- Iran, Syria, Sudan, North Korea, Crimea and Cuba are excluded.
- Those wanting “no-worries” top of the line coverage for single or multiple trips
- Travelers needing extreme sports coverage
- Europeans and others used to nationalized health plans
- Missionaries and anyone with a faith-based organization or non-profit volunteers
Why Bupa travel health insurance is one of the best for non-U.S./non-Canadian residents
- Unlimited medical and evacuation coverage
- 100% coverage for emergency treatment and medical evacuation
- No deductible and no co-insurance
- Few exclusions regarding adventure sports
- Coverage outside your country of residence. (See examples below)
- Coverage up through age 69
- Additional non-medical option and trip cancellation option also if desired
- Add on personal liability cover (see below)
- Free coverage for children under the age of two
- “Complications of pregnancy” are covered up to the 36 week of pregnancy
- Pre-existing condition coverage (see below)
- Coverage in many risk and war zones (a loading may apply).
o Iran, Syria, Sudan North Korea, Crimea, and Cuba are excluded
Bupa international travel health insurance is an incredible, full-featured short term international health and travel insurance plan. As you can see from some of the key points above, this plan is best for anyone needing extraordinary health insurance overseas or used to having a plan that includes blanket coverage/covers everything. Many of our clients who have secured this international protection are individuals and families taking vacation, traveling on business, going on mission trips and short term assignments with NGOs, Non-profits, churches, faith based organizations, and humanitarian organizations. Europeans and UK residents love this plan and it is the most popular plan for travelers from all over Europe. Another group of travelers that widely use this coverage is the extreme sports enthusiasts and international athletes since it covers many sports, including professional sports! Please be aware that BUPA no longer offers plans to U.S. or Canadian residents traveling overseas. This plan does insure non-U.S. and non-Canadian residents traveling anywhere in the world, including to the USA or Canada.
The Bupa health insurance overseas comes in two forms of coverage: There is the Single Trip plan, and the Annual Multi-Trip Travel plan. The Single Trip is for those leaving their home country and returning after a period of time. The Annual Travel is a 12-month policy that provides coverage for multiple trips outside one’s home country; each trip can be up to one month, or extended for an extra premium. As stated, this policy is well known in Europe, and the insurance company is based out of Denmark. Why is it so well known in Europe? Probably because it is similar in coverage to national insurance for many European countries
The Bupa travel health insurance is great because you have unlimited coverage with a $0 deductible, while you travel outside of your home country. Included in this policy as is, are the many essential international health and travel insurance benefits such as: international Medical Evacuation insurance, outpatient, hospitalizations, Return Trip, Compassionate Emergency Visit, and more.
One of the important things is the process for medical evacuations. Medical evacuations occur when there is a medical necessity that cannot be treated locally, thus the insurance company will approve of an evacuation to the nearest adequate medical facility. It is imperative that you or someone with you contacts the insurance company, so the insurance company will not only pay for, but approve and arrange the medical evacuation.
There are also two additional Options that you can choose to add to coverage: The Non-Medical Option is for international travel insurance benefits as well as other unique provision. Personal Liability is included in this Option, as well as Baggage Delay, Trip Delay, and more. The second Option you may add is the Trip Cancellation Option, which provides a certain amount of international trip cancellation coverage to protect your finances against loss of deposit or prepaid amounts in case you cannot travel as planned.
Below are more points on the excellent benefits provided by the Bupa international travel health insurance plan. Again, this is a first-rate short term travel medical insurance plan that can suit almost every type of situation as you travel the world, or to your neighboring country. The experts here at Good Neighbor Insurance recommend this plan for optimal protection as you pursue your interests abroad!
- You will be covered outside the country you are residing in. For example:
- If you are a German citizen, but residing in India you will be covered throughout the world including the U.S. minus India.
- If you are an Australian citizen residing in South Africa you will be covered throughout the world including the U.S, Australia, the rest of the world minus South Africa.
- If you are an Indonesian citizen residing in Indonesia you will be covered throughout the world minus Indonesia.
- Please be aware that BUPA no longer offers plans to U.S. or Canadian residents traveling overseas. This plan does insure non-U.S. and non-Canadian residents traveling anywhere in the world, including to the USA or Canada.
- Add on personal liability cover using the non medical add on
- Personal liability – property damages of USD 500,000
- Personal liability – bodily injury of USD 1,000,000
- Legal liability for any bodily injury or property damage incurred by the insured under the existing laws of the country in which such injury or damage occurs,
- Additional information on the brochure shown in the brochure link below.
- Coverage up through age 69
- Additional non-medical option and trip cancellation option also if desired
- 100% coverage for emergency treatment and medical evacuation
- Free choice of doctors and hospitals | No deductible and no co-insurance
- 24-hour Emergency Service
- Willing to make direct payments to any hospital worldwide
- Free coverage for children under the age of two
- “Complications of pregnancy” are covered up to the 36 week of pregnancy
- Covers worldwide policy holder outside his or her country of residence during all types of travel: leisure, study and business
- Coverage in many risk and war zones (a loading may apply).
o Iran, Syria, Sudan North Korea, Crimea, and Cuba are excluded
Pre-existing conditions that have been stable for the last 6 months prior to departure are covered as any other illness.* This includes no change of treatment or medication in the past 6 months. Routine check-ups and maintenance prescriptions would not be covered in any case.
*If unsure of coverage for a pre-existing condition, contact us at 480-813-9100 for a” pre-existing condition waiver” to be completed by your physician.
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