Traveling and living internationally can be exciting, but it also has its challenges. It can be difficult to leave loved ones, and there are many unknowns. Protecting the financial wellbeing of your loved ones doesn’t need to be one of them. International term life insurance and accidental death and dismemberment (AD&D) insurance protects your loved ones from having to bear a huge financial burden in the event of something tragic happening.
Why purchase a plan?
- Your domestic life insurance policy won’t cover you while overseas
- You can get a large benefit for little cost
- You will have peace of mind knowing your loved ones are protected
Whether your overseas stay is a long one or a short one, if you’re traveling to a high-risk country or participating in a high-risk sport, we can offer you a plan to fit your insurance needs. You can pick from one of these four excellent international life insurance plans, term-life benefit add-ons, or AD&D plans to fit your situation:
“Any Reason” International Term Life Insurance
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Insured Nomads Term Life Insurance
One of our best international term life insurance plans
- Expatriates residing overseas long term
- Coverage in high risk nations
- International entrepreneurs and social good workers like journalists, missionaries, photographers, and digital nomads
Scroll down to see all international health plans below
“Stand-Alone” AD&D that incl. War And Terrorism Option
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Petersen Int’l. AD&D incl. War And Terrorism
international AD&D trip insurance for individuals living overseas
AD&D benefits as part of a Short Term Travel Insurance Plan
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Diplomat International Travel Medical Insurance
Strong medical benefits for U.S. and Non-U.S. travelers up to 364 days
Stand Alone AD&D for “High-Risk” Nations or Extreme Sports – Accidental Death up to $1 million
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Global Underwriters Global Accident Protection Plan
Our most cost-effective emergency evac plan also has AD&D benefits
Are you asking all of the right questions as you prepare to leave? Start with these:
Does my domestic life insurance policy cover me while I live or travel overseas?
Many policies don’t. To protect your loved ones, you will need to get an international term life insurance plan or an Accidental Death & Dismemberment (AD&D) plan.
Can I buy a stand-alone term life insurance policy?
Many insurance carriers only offer term-life benefits as an add-on to their health insurance policy because they no longer offer a stand-alone international term life insurance plan without medical benefits. We currently do not offer a stand-alone term-life insurance policy but that could change in the future.
What if I’m a healthy person traveling to a high-risk country or participating in a high-risk sport?
You could purchase a stand-alone international AD&D plan or AD&D add-on plan to cover accidental death in high-risk nations or during extreme sports. Be aware, however, that AD&D policies don’t cover death by illness. Only term-life policies provide coverage if your death is due to illness.
What if my overseas stay is for less than a year?
We offer medical insurance with AD&D benefits as part of a short-term travel plan for both U.S. and non-U.S. travelers for up to 364 days.
Still have questions? Don’t hesitate to call us at 480-813-9100 or chat with us. We’d be happy to eliminate the guesswork for you!
Here at Good Neighbor Insurance it is very important for us to connect with you.
As an international service provider, we want to be sure that you are taken care of while you, your family, and your friends are traveling or residing around the world. It is our honor to serve you!