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Vumi Senior VIP Expat Medical Insurance

November 5, 2019

VUMI Senior VIP Expat Medical Insurance – Video 1

An overview of the VUMI Senior VIP Expat Medical Insurance

Your VUMI Senior VIP international medical insurance is a great expat insurance for (a) those who are 60 years young and beyond residing outside the U.S. (c) Who need strong international coverage overseas (c) And to get you back to the U.S. on a worse case situation so your Medicare can start covering you

Here are some highlights of your international medical cover with VUMI Senior VIP (all in USD) (a) You have three deductible options (b) Lifetime medical maximum coverage of 3 million dollars. (c) Maximum charges incurred per policy year, per insured is $350,000 (d) Emergency medical evacuation – By ground ambulance is covered at 100 percent and no deductible applies and by air ambulance up to $30,000 and no deductible applies. (e) Repatriation of mortal remains up to $7,500 per insured (f) Palliative care for terminal cases up to $750 per day, maximum of 120 days

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VUMI Senior VIP Expat Medical Insurance – Video 2

The VUMI Senior VIP Expat Medical Insurance is best for whom?

Your VUMI Senior VIP international medical insurance is best for (a) Those who are between the young age of 60 and 90 when applying (b) Seniors who want a stronger international medical insurance then a typical travel medical insurance since most travel insurance limits medical cover when over the age of 69. (c) Seniors who are residing more than 12 months outside the U.S. (d) Wanting coverage for pre-existing medical conditions (if not ridered at the time of application) (e) Seniors wanting up to $3,000,000 lifetime benefit of international medical insurance (f) and seniors wanting emergency medical evacuation of up to $30,000 for air ambulance

Your VUMI Senior VIP expatriate medical insurance is a great option if you want to have (a) Access to the medical opinion of internally renowned experts from around the world (b) Regarding any medical condition you may have (c) And without your deductible being used

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VUMI Senior VIP Expat Medical Insurance – Video 3

Why we like the VUMI Senior VIP Expat Medical Insurance

First reason – This expatriate medical insurance is an alternative for seniors going on travel medical insurance (a) Most travel insurance plans limit medical insurance for those 65 years and beyond (b) Travel insurance has extremely limited medical insurance for pre-existing medical conditions (c) Travel insurance is meant for those going on a trip and not meant for those residing outside the U.S. as an expat (d) and even though travel insurance has its benefits for seniors, the VUMI Senior VIP allows for a more robust medical and emergency medical evacuation benefits for those residing outside the U.S.

Second reason – who may purchase this VUMI Senior VIP expat policy?  Answer – (a) U.S. citizens residing outside the U.S. (b) and non-U.S. citizens residing in their home country (not the U.S.) or residing outside their home country (not in the U.S.)

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VUMI Senior VIP Expat Medical Insurance – Video 4

Medical insurance benefits of the VUMI Senior VIP Expat Medical Insurance

Your VUMI Senior VIP Expat medical insurance is a great expatriate policy that (a)  Provides stronger medical and evacuation medical insurance than travel insurance (b) Provides stronger pre-existing medical conditions than typical travel insurance (c) Allows you to stay on your policy longer than a typical travel insurance policy (d) Most travel insurance plans have an age limit up to age 79 – Most travel insurance medical and evacuation benefits start limiting benefit amounts.  (e) Allows you to have insurance benefits while visiting in the U.S. where travel insurance plans do not cover in the U.S.

Your VUMI Senior VIP Expat medical insurance provides these medical insurance benefits (a) Outpatient surgery (b) Nurse care at home (c) Cancer treatment (d) Maximum life time coverage per person is $3,000,000 USD (e) Second medical opinion VIP (f) Palliative care for terminal cases (g) Repatriation of mortal remains (h) Physical therapy (i) Preventive medical check-ups (j) And many more medical insurance benefits.

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VUMI Senior VIP Expat Medical Insurance – Video 5

Emergency medical evacuation insurance benefits of the VUMI Senior VIP Expat Medical Insurance

Your VUMI Senior VIP Expat medical insurance is a great expatriate policy that (a) Provides stronger medical and evacuation medical insurance than travel insurance and (b) Provides stronger pre-existing medical conditions than typical travel insurance

Your VUMI Senior VIP Expat medical insurance provides these emergency medical evacuation benefits as well as other key medical insurance benefits – (a) Emergency transportation by ground ambulance (no deductible applies) (b) Emergency transportation by air ambulance (no deductible applies) (c) Emergency dental coverage (d) Organ and tissue transplant (e) Benefits for live donors (f) Repatriation of mortal remains (g) Palliative care for terminal cases (h) Preventive medical checkups (no deductible applies) (i) Second medical opinion VIP (j) Coverage outside the United States (excluding Brazil) is 100 percent with free choice of western style medical facilities. (k) Coverage in the Unites States – USA special network for non-emergency and any U.S. hospital if there is an emergency.

Deductible carry over –  (a) Any covered expense incurred by the Insured during the last three (3) months of the Policy Year, (b) which has been used to satisfy the Deductible for said Policy Year, (c) shall be transferred / carried over the next Policy Year and used to satisfy the Deductible for said Insured for said year.

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VUMI Senior VIP Expat Medical Insurance – Video 6

Frequently Asked Questions and Answers on your VUMI Senior VIP Expat Medical Insurance

Question – is there an age limit for applying on the VUMI Senior VIP expat medical insurance? Answer – Yes, you must be between the age of 60 up to age 90.

Question – Is there a medical maximum on my VUMI Senior VIP expatriate medical insurance?  Answer – Yes, there is. The lifetime medical maximum is 3 million USD.

Question – Do I have deductible options to choose from? Answer – Yes, you do have three deductible options to choose on your VUMI Senior VIP expatriate medical insurance.  You have these three deductible options (all in USD) (a) $3,000 (b) $10,000 (c) and $20,000.

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