Chat with us
Good Neighbor Insurance
  • plans
    • Travel InsuranceFor trips from 2 days to 2 yrs
      • Recommended / All Plans
      • Best for Missionaries
      • Pre-existing Conditions
      • Trip Cancellation
      • Annual Plans/Frequent Fliers
      • Traveling While Pregnant
      • Over 65
      • Emergency Evacuation Only
      • Adventure Sports
      • Inside the USA
      • More Options
    • Int’l Health InsuranceFor relocating/moving abroad
      • Recommended / All Plans
      • Exclusively for Missionaries
      • Nomads
      • Maternity Coverage
      • For Canadians
      • International Term Life
      • For Furlough/Sabbatical
      • Supplemental Plans
      • International Students
      • Local Nationals
      • More Options
    • Group Travel Insurance PlansFor teams traveling together
      • Recommended / All Plans
      • COVID-19 Coverage
      • Trip Cancellation
      • Over 65
      • Pre-existing conditions
      • Personal Liability
      • To the USA
    • Int’l Group Health Plans(For organizations/employers)
      • Group Health Plans
      • International Business Group Plans
      • NGO+ Plans
      • Faith-Based Group Insurance Plans
      • Supplemental Plans
      • Other International Insurance Options
      • Group Insurance Videos
      • Group Resources
  • resources

    Resources

    • Blog
    • Videos
    • Ask Doug
    • Free Guides
      • Trip Guides
      • Top Three Travel Risks
      • Free Guide To Travel Safety
      • Travel Medical Guide 101
    • Free E-Books
    • News
    • Helpful links:
      • Ask Jeff
      • Glossary
      • Get Involved
      • Mission Resources
      • Responding to Crisis
      • Social Good Resources
      • Gap Year Resources
      • Volunteer Opportunities Overseas
    • Infographics
  • company

    About us

    • Who We Are
    • Our Values
    • Testimonials
    • Meet The GNI Team
    • Careers
    • Our Friends
    • Contact Us
    • Get a Quote
(480) 813-9100 Quote Chat

Blog

Good Neighbor Travel Insurance Blog

Emergency medical evacuation benefit for overseas travel

September 30, 2014 By : Administrator

Emergency Medical Evacuation includes medical due to outbreaks, epidemics, threat of natural disaster, even political evacuation due to civil unrest (treated separately), and emergency medical evacuation to the nearest qualified medical facility that can handle the medical condition. It includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes it also includes remote transportation in the event of a diagnosis of a critical medical condition which is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment(s) are usually paid from your medical insurance benefit, after your deductible is met (that’s the part you agree to pay before medical coverage kicks in). It may also include an Emergency Reunion Benefit, or Return of Minor Children.

That’s just one of the many benefits included in travel medical insurance, usually for around $1.00 to 2.00 a day depending on your age. Sometimes, travelers are confused by Trip Cancellation insurance usually offered by their travel agent or airline or cruise line. That is another type of coverage altogether and usually much more expensive (depending on your trip and cost). Here we are strictly talking about emergency medical insurance when away from home/western medical facilities.

Holidays should be fun for everyone. When making vacation plans, especially if you’re traveling internationally, don’t forget to get insurance coverage for you and your loved ones. Of course, we always hope you have no obstacles while traveling, and do not need to call your emergency number, but you never know what could happen. If you are on vacation in an isolated place, and suddenly you are attacked by a disease or become a victim of violence, then you might need medical evacuation. Or, you could accidentally step off a curb and tear an ACL. Or worse yet, get hit by a car.

You can choose three types of medical evacuation services, by land, air or sea. Medical evacuation by land is usually reserved for someone who is not in critical condition, and only requires standard medical equipment such as an ambulance. This type of medical evacuation would be more effective for someone who wants to move from one hospital to another hospital in the same city. Medical evacuation by air is usually reserved for someone who has a critical condition. And Medical evacuation by sea is usually reserved for someone already on a ship. Usually the ship already has competent medical personnel, but a person needs more help then what they can give, so a sea evacuation is used, by helicopter or rescue ship.

One example of someone hurt while on vacation occurred last April in South Korea, when the ferry going to Jeju Island sank. This accident resulted in many people being injured, missing and dying. The rescue teams tried to save the victims by air and sea, using rubber boats, and helicopters. Read more about the accident here: http://www.huffingtonpost.com/2014/04/20/ korean-ferry-evacuation_n_5182433.html

Many people do not consider the importance of travel insurance when making travel plans. But medical disasters can happen anywhere and at any time. Therefore, affordable international travel insurance with medical evacuation benefits is very important to have!

emergecny medcail evacuation benefits compared

Here is a great chart (Also at https://www.gninsurance.com/wp-content/uploads/2014/07/Evacuation-Cover.pdf) with some of our travel insurance plans and their medical evacuation cover. Call one of our professional international insurance agents here at our toll free number, 866-636-9100 / or our U.S. number at 480-813-9100 or email us at info@gninsurance.com.

For more on how medical evacuation works, check out this “Ask Jeff” article: https://www.gninsurance.com/resources/ask-Jeff/understanding-insurance/medical-evacuation/

 How much Medical Evacuation benefit should I choose? Do I need? – Read our “Ask Jeff” article here: https://www.gninsurance.com/resources/ask-Jeff/general-q-and-a/how-much-evacuation-coverage-needed/

Administrator

Search Results

Health care reform basics: what you need to know for 2011

December 31, 2010

Good Neighbor Insurance (www.gninsurance.com and www.gninsurance.com) is continuing to update our clients on the new health insurance laws.   There are six major coverage options for those in the US and even though some of the rules and regulations are similar for all many differences are there and it all depends on how old you are […]

Read Article

Waivers and Riders – What are those?

September 23, 2009

I’ve been thinking about “waivers” and “riders” and how that might affect a young woman with a busted knee when she tries to buy health insurance. What are her options?

Read Article

How Much Travel Insurance Do I Really Need?

August 20, 2010

Clicking the “buy insurance” button when buying an online ticket most likely will offer only very basic coverage. This may be fine if your trip doesn’t cost much and if your itinerary is not a complicated one. But if you have multiple stops over a longer period of time with expensive hotel reservations, you may want to consider Trip Cancellation insurance.

Read Article

Tips From a Wise Man (My Father) for the Over 65 International Traveler

June 25, 2010

Some senior citizens travel because they want to teach English in China. Others want to build houses in Mexico. There are a growing number of senior citizens who are on study-abroad programs. And then there are some who just want to take a vacation to an exotic place. When it comes to planning your trip abroad, here are a few things to keep in mind.

Read Article

I hate insurance but…

August 7, 2015

Our owner recently said, “I hate insurance” in a training meeting for our staff. He also said “I don’t think I’m unique in feeling that way.” Since we offer travel insurance and overseas medical insurance for those working and living abroad, it got my attention. After he said “I hate insurance”, I furiously wrote down […]

Read Article

About Medical evacuation – Addis Ababa, Ethiopia

July 18, 2012

Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical evacuation. You may view one of our best evacuation travel plans at www.gninsurance.com and some of our other travel medical plans here at www.gninsurance.com/travel-A/international_travel_insurance.asp. All of our travel medical insurance plans have the very important travel insurance benefit of evacuation cover. Background […]

Read Article

Copyright © 2023 Good Neighbor Insurance All rights reserved.

  • About Us
  • Site Terms
  • Privacy Policy
Scroll Up