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Good Neighbor Travel Insurance Blog

Emergency medical evacuation benefit for overseas travel

September 30, 2014 By : Administrator

Emergency Medical Evacuation includes medical due to outbreaks, epidemics, threat of natural disaster, even political evacuation due to civil unrest (treated separately), and emergency medical evacuation to the nearest qualified medical facility that can handle the medical condition. It includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred. Sometimes it also includes remote transportation in the event of a diagnosis of a critical medical condition which is not necessarily immediately life-threatening, but severe enough that it could result in death or a permanent disability if not treated right away. Any medical treatment(s) are usually paid from your medical insurance benefit, after your deductible is met (that’s the part you agree to pay before medical coverage kicks in). It may also include an Emergency Reunion Benefit, or Return of Minor Children.

That’s just one of the many benefits included in travel medical insurance, usually for around $1.00 to 2.00 a day depending on your age. Sometimes, travelers are confused by Trip Cancellation insurance usually offered by their travel agent or airline or cruise line. That is another type of coverage altogether and usually much more expensive (depending on your trip and cost). Here we are strictly talking about emergency medical insurance when away from home/western medical facilities.

Holidays should be fun for everyone. When making vacation plans, especially if you’re traveling internationally, don’t forget to get insurance coverage for you and your loved ones. Of course, we always hope you have no obstacles while traveling, and do not need to call your emergency number, but you never know what could happen. If you are on vacation in an isolated place, and suddenly you are attacked by a disease or become a victim of violence, then you might need medical evacuation. Or, you could accidentally step off a curb and tear an ACL. Or worse yet, get hit by a car.

You can choose three types of medical evacuation services, by land, air or sea. Medical evacuation by land is usually reserved for someone who is not in critical condition, and only requires standard medical equipment such as an ambulance. This type of medical evacuation would be more effective for someone who wants to move from one hospital to another hospital in the same city. Medical evacuation by air is usually reserved for someone who has a critical condition. And Medical evacuation by sea is usually reserved for someone already on a ship. Usually the ship already has competent medical personnel, but a person needs more help then what they can give, so a sea evacuation is used, by helicopter or rescue ship.

One example of someone hurt while on vacation occurred last April in South Korea, when the ferry going to Jeju Island sank. This accident resulted in many people being injured, missing and dying. The rescue teams tried to save the victims by air and sea, using rubber boats, and helicopters. Read more about the accident here: http://www.huffingtonpost.com/2014/04/20/ korean-ferry-evacuation_n_5182433.html

Many people do not consider the importance of travel insurance when making travel plans. But medical disasters can happen anywhere and at any time. Therefore, affordable international travel insurance with medical evacuation benefits is very important to have!

emergecny medcail evacuation benefits compared

Here is a great chart (Also at https://www.gninsurance.com/wp-content/uploads/2014/07/Evacuation-Cover.pdf) with some of our travel insurance plans and their medical evacuation cover. Call one of our professional international insurance agents here at our toll free number, 866-636-9100 / or our U.S. number at 480-813-9100 or email us at info@gninsurance.com.

For more on how medical evacuation works, check out this “Ask Jeff” article: https://www.gninsurance.com/resources/ask-Jeff/understanding-insurance/medical-evacuation/

 How much Medical Evacuation benefit should I choose? Do I need? – Read our “Ask Jeff” article here: https://www.gninsurance.com/resources/ask-Jeff/general-q-and-a/how-much-evacuation-coverage-needed/

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Search Results

Residency and Travel Insurance

December 11, 2018

Answering Your Travel Insurance and Residency Questions You’re shopping for a travel insurance plan, but you’re confused about how your decision could be impacted by the place where you live, your citizenship status, and your travel destination. You’re not alone. We have received many questions from clients about how their country of residence and country […]

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questions about travel insurance and residency

Health insurance for international students in the U.S.

January 16, 2013

All international students studying in the U.S. must have U.S. based or equivalent medical health insurance to include repatriation of remains (in the event of you passing on) and medical evacuation back to your home country of residence.  There are four major options for you: 1.   Your College or University that you will be attending […]

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Buying Health Insurance is Like Buying a Car

April 2, 2010

Bells and whistles on a car increase the cost. So it is with health insurance. Adding benefits only increases your premiums. One way to lower premiums is to increase your deductible and decrease the amount of benefits.

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Why do life insurance companies require blood test?

November 9, 2011

Good Neighbor Insurance, Inc provides term life insurance to our clients in Arizona and throughout the U.S.  To understand more about term life insurance please go to our web page at https://www.gninsurance.com/arizona-term-life-insurance/. Life insurance companies are only looking at the “major” medical illnesses when one applies for term life insurance.  Thus, instead many medical questions […]

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Travel insurance is a must, as Hotchkiss School realized

February 27, 2017

Travel insurance is a must, as Hotchkiss School realized. Americans, in general, do not realize the importance of travel medical insurance when they leave the U.S.  This blog article is not just about ticks.  But also about the need to have travel medical insurance. Organizations must minimize their liability footprint when they send people overseas on […]

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Outreach International Travel Medical Insurance

November 30, 2017

Since domestic health insurance policies won’t cover you when you leave the country, smart travelers buy a travel insurance policy to protect them while they’re away from home. But there are always a few travelers who would rather take a chance that nothing will happen than to pay another insurance premium. Maybe you know someone […]

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