Chat with us
Good Neighbor Insurance
  • plans
    • Travel InsuranceFor trips from 2 days to 2 yrs
      • Recommended / All Plans
      • Best for Missionaries
      • Pre-existing Conditions
      • Trip Cancellation
      • Annual Plans/Frequent Fliers
      • Traveling While Pregnant
      • Over 65
      • Emergency Evacuation Only
      • Adventure Sports
      • Inside the USA
      • More Options
    • Int’l Health InsuranceFor relocating/moving abroad
      • Recommended / All Plans
      • Exclusively for Missionaries
      • Nomads
      • Maternity Coverage
      • For Canadians
      • International Term Life
      • For Furlough/Sabbatical
      • Supplemental Plans
      • International Students
      • Local Nationals
      • More Options
    • Group Travel Insurance PlansFor teams traveling together
      • Recommended / All Plans
      • COVID-19 Coverage
      • Trip Cancellation
      • Over 65
      • Pre-existing conditions
      • Personal Liability
      • To the USA
    • Int’l Group Health Plans(For organizations/employers)
      • Group Health Plans
      • International Business Group Plans
      • NGO+ Plans
      • Faith-Based Group Insurance Plans
      • Supplemental Plans
      • Other International Insurance Options
      • Group Insurance Videos
      • Group Resources
  • resources

    Resources

    • Blog
    • Videos
    • Ask Doug
    • Free Guides
      • Trip Guides
      • Top Three Travel Risks
      • Free Guide To Travel Safety
      • Travel Medical Guide 101
    • Free E-Books
    • News
    • Helpful links:
      • Ask Jeff
      • Glossary
      • Get Involved
      • Mission Resources
      • Responding to Crisis
      • Social Good Resources
      • Gap Year Resources
      • Volunteer Opportunities Overseas
    • Infographics
  • company

    About us

    • Who We Are
    • Our Values
    • Testimonials
    • Meet The GNI Team
    • Careers
    • Our Friends
    • Contact Us
    • Get a Quote
(480) 813-9100 Quote Chat

Blog

Good Neighbor Travel Insurance Blog

International Travel Insurance that Covers Pre-Existing Conditions for The Over-65 Traveler

Couple with travel insurance for those over 65 standing on bridge with big ben in the background

April 30, 2010 By : Doug Gulleson

Couple with travel insurance for those over 65 standing on bridge with big ben in the backgroundRecently I spoke with a 76 year old woman who had been to Uganda.  She purchased the same travel plan as her children and grandchildren. Unfortunately, this plan did not cover her pre-existing conditions. She was unaware that such a plan was available.

Some insurance companies offer plans that are specifically tailored for the older traveler.

Domestic health insurance policies – including Medicare – won’t cover you once you fly internationally. You will need extra insurance for your overseas travel. Most short term travel plans include coverage for an “acute onset of a pre-existing condition.” Companies define an acute onset of a pre-existing condition as a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously without advance warning. An acute onset of a pre-existing condition is usually covered if you meet some or all of the following requirements, such as, not traveling against or in disregard of the recommendations of your physician, not traveling with the intent to seek treatment for the pre-existing condition and your pre-existing conditions has been stabilized for thirty days or more before your departure date.

Good Neighbor Insurance Inc, www.gninsurance.com,  represents 10 major international carriers.  We can help you select from a variety of excellent benefits indicated on the chart below. Please notice the age limits for each plan.

Globehopper Voyager  Trip Protector
Medical Coverage Yes Yes Yes
Medical Evacuation Yes Yes Yes
Coverage Must Originate in the USA Yes Yes Yes
Covers All Pre-Existing Conditions Yes Yes
Limited Pre-Ex Condition Coverage Yes
Coverage for Travel in USA Yes
Terrorism Coverage Yes Yes Yes
Ambulance Service Yes Yes Yes
Accidental Death & Dismemberment Yes Yes Yes
Repatriation of Remains Yes Yes Yes
Trip Cancellation Option  Yes
Trip Interruption Yes
Baggage and Personal Effects Yes Yes  Yes
Unlimited Number of Trips per Year  Yes  Yes  Yes
Must Have ‘Primary Health Plan Yes Yes
Trip Duration (no longer than) 6 months 6 months 180 days
Age Limit 84 74 84

Doug Gulleson loves to scuba dive overseas and makes sure he always takes his Amex card AND international travel insurance. Visit Good Neighbor Insurance at https://www.overseastripinsurance.com/ for your next overseas trip health coverage and get a FREE quote or call one of our agents at 480-813-9100.

Doug Gulleson

Search Results

Diplomat International Travel Medical Insurance

February 22, 2016

You plan to travel overseas, but your domestic health insurance plan won’t cover you while you’re there. Maybe you plan to go hiking, parasailing or running with the bulls. If you have a bad collision, you’ll probably need medical evacuation coverage and coverage for the medical expenses at the hospital.  You may be traveling to […]

Read Article

Travel medical insurance for Canadians traveling outside of Canada

November 7, 2012

Canada is a wonderful country! In fact, when I was a young adult, I spent a semester in college in Alberta and had a blast. But I could have gone without the very cold weather! Visiting Vancouver a couple years ago was also an amazing adventure. I wish I had more time to enjoy the […]

Read Article

Trip interruption benefit is important for overseas travel

September 23, 2014

Trip interruption is a vital component of an international travel insurance medical plan. Good Neighbor Insurance brokerage firm provides this benefit on most of our travel insurance plans. Trip interruption plans typically reimburse you for pre-paid non-refundable travel expenses if unexpected crises (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among […]

Read Article
ACA insurance for trips

Unforgettable Getaway Ideas on Each Continent

April 29, 2022

What are some special and unusual places to visit around the world that you may not have heard about or considered for a nice getaway vacation? We want to share some great getaway ideas on each continent. Some of these locations you may not know a lot about or have not heard about before, so […]

Read Article

Get the Same Peace Corps Insurance that the Peace Corps Use

July 10, 2017

Congratulations to IMG for being awarded the Peace Corps Insurance / Health Care Benefit Services Contract. IMG is one of the top international medical insurance companies in the USA.  Here is the link with the story on this great IMG achievement –  http://allafrica.com/stories/201704180909.html. Good Neighbor Insurance was one of the few brokers invited by the […]

Read Article

Atlas Int’l. – Improved insurance benefits for 2015

April 21, 2015

Atlas International improved insurance benefits for 2015! Atlas International has updated and improved insurance benefits for 2015! Good Neighbor Insurance is excited to share some wonderful new benefits for those who use our Atlas International travel insurance plan. These new and exciting benefits are already in place. They started on 4-1-2015. Good Neighbor Insurance has […]

Read Article

Copyright © 2023 Good Neighbor Insurance All rights reserved.

  • About Us
  • Site Terms
  • Privacy Policy
Scroll Up