Patriot Platinum International travel health insurance is elite international medical and travel protection for any type of traveler. Whether you are traveling for business, for vacation, on tours, or with a church on a mission trip or with an NGO, Nonprofit, or humanitarian organization, this is world-class coverage. The reason this Patriot Platinum International health and travel insurance is top-notch, is due to the fact that this coverage is extremely strong and well prepared to cover in case of emergencies. It has many of the same essential benefits found in other short term travel health insurance overseas, but it has much higher coverage limits. You can see what I am talking about soon! But first, aside from the normal benefits, there are unique benefits as well. Some of these extraordinary benefits are the included basic Sports coverage, Remote Transportation, Identity Theft Assistance, and a Felonious Assault provision.
Here are some of those essential provisions with the coverage limits included. Medical expenses, Medical Evacuation, Terrorism, and basic Sports and Leisure Activities are all covered up to the Maximum Limit. Maximum Limits can be chosen at $1,000,000, $5,000,000 or $8,000,000. There is no coinsurance on this plan unless you are traveling to the U.S. and do not use a contracted Network Provider. Return of Mortal Remains, Emergency Reunion, Political Evacuation, and Return of Minor Children are all covered for $100,000 each, per provision. This is double or more than the typical amount. An exclusive feature is access to the company’s Global Concierge and Assistance Services, which are provided by a dedicated team. By the way, some our own team members had the opportunity to visit the insurance company. During their time, the company showed them their emergency team and how they are prepared to handle emergencies and medical evacuations whenever they happen. They were impressed with the service!
What you need to know about key benefits: Although the Patriot Platinum International travel health insurance is first-rate coverage, that does not mean that anything that happens is covered. For example, pre-existing conditions are medical conditions that were treated or diagnosed in the past, and prior to the effective date of coverage. Pre-existing conditions are normally excluded on short term travel health insurance overseas. That is also the case on the Patriot Platinum, except for potential coverage if there are unexpected emergencies related to pre-existing conditions.
Medical evacuation is crucial to have while you or anyone else travels internationally. Even if great hospitals are in your destination, if they cannot treat a certain medical condition that occurs, you will most likely need a medical evacuation. In order for this coverage to work, you or someone with you will need to contact the insurance company in a medical emergency. The international insurance company has everything you would need. They have the resources, the money, and the expertise to have you taken care of. Medical evacuation is required when there is a medical necessity that cannot be treated locally, and you need taken to the nearest medical facility with accurate care. If you don’t contact the insurance company, the whole evacuation is on you without reimbursement. Medical evacuations are generally very expensive. For example, there was an evacuation for an older gentleman that costed over $50,000. If he didn’t have international medical evacuation insurance, he could have been financially wiped out! Not to mention that even his family may have had to join in to help him pay the expenses. There is also a story about that, but we would rather tell you about great coverage to avoid that!
Signing up is very simple. Basically, it is a four step process online: obtain a quote, select your coverage, put in your information, and then enter payment. Everything usually takes about ten minutes and the policy is sent directly to your email. Documents such as your ID card can be acquired through the link in the email itself.
There are also additional riders you may add to coverage. They are: Adventure Sports Rider for many but not all extreme sports, Enhanced Accidental Death and Dismemberment (AD&D) Rider, Citizenship Return Rider, Personal Liability which is very rare, and the Evacuation Plus Rider.
Our heart is for our clients to have the best, most cost-effective international health and travel insurance as they set out for whatever purpose they are doing around the world. With the Patriot Platinum International travel medical benefits, you can be at peace knowing you have world-class short term international travel medical benefits. It is wonderful to know that the company provides such a beneficial plan for your protection, isn’t it?
Good Neighbor Insurance provides international travel insurance to those traveling outside their country of resident/country of citizenship. Call one of our professional international travel insurance agents at 866-636-9100 or you may email us at info@gninsurance.com. Have an amazing and safe travels!
