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COVID-19 Coverage Options for Travel and Expatriate Medical Insurance

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Travel Medical and Expat Health Plans that include Coronavirus insurance coverage.

We’ve put together a list of plans that could cover you in the event you contract the coronavirus. Below you’ll find plans for expatriates (those who live overseas for more than 12 months), short term travelers (those visiting overseas), and group travelers (those visiting overseas as a group). 

We will continually work to update this page as we get more information from providers, however the best way to make sure you and your family or group are covered is to get a quote from one of our expert agents for your unique travel situation. 

This page was last updated: September 21st, 2020

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Expatriate Plans

  • Our recommended plan

    Cigna Global Individual Overseas Medical Insurance Plans

    A “build it yourself” benefits plan from Cigna

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Excellent overseas travel medical insurance from Cigna Global
    • No age limits and guaranteed renewability
    • Worldwide network of over 1 million hospitals and physicians
    • You can build a unique plan by selecting just what you want

    Price

    $ $ $ $

    Coverage

  • Our recommended plan

    Nomad Health Insurance Plan

    The Nomad Health Insurance

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Those living long-term outside of their Home country, but without a permanent address.
    • Those looking for rich benefits at a very affordable price
    • Those who may need up to 6 months a year in their Home Country
    • Those who require good insurance, but need to have global coverage

    Price

    $ $

    Coverage

  • Our recommended plan

    GeoBlue Navigator Insurance For Volunteers, Social Good, NGO & Missionaries

    Excellent U.S. expat and volunteer insurance

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Discounted insurance for expats and volunteers up to age 74
    • A full-featured plan from a well-known carrier
    • Those needing up to 9 months per year back in the USA
    • Part of the Blue Cross Blue Shield network

    Price

    $ $ $ $

    Coverage

  • Our recommended plan

    GeoBlue Xplorer Overseas Expat Insurance with maternity coverage

    Excellent expat insurance with maternity coverage

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Has unlimited annual and lifetime medical maximums
    • No waiting periods associated with any preventive services
    • Covers injuries or illnesses that are a result of a terrorist act
    • Up to 9 mo. in the USA per year while visiting as expats

    Price

    $ $ $ $

    Coverage

Short-Term Travel Plans

  • Our recommended plans

    Atlas International Travel Medical Insurance Policy

    Great choice for travelers with personal liability & crisis response

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • U.S. citizens traveling internationally
    • Includes $10,000 in personal liability coverage, with option to increase to $100,000
    • Very affordable option
    • Non-U.S. citizens traveling outside their home country or to the USA
    • Covers those over 80 years old

    Price

    $ $

    Coverage

  • Our recommended plans

    GeoBlue Voyager Choice and Essential Single Trip Travel Insurance

    A great plan for U.S. travelers – single trip travel insurance with pre existing medical conditions

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • U.S. travelers looking for some of the best travel insurance that covers pre existing conditions
    • People up to age 74 (or 84 on Choice)
    • Those with pre-existing conditions
    • Those going to “high-risk” countries, including Israel

    Price

    $ $ $ $

    Coverage

  • Our recommended plans

    Patriot America Plus

    Coverage for non-U.S. citizens/residents traveling to America

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • For travel to America and countries outside of your home country
    • Travelers up to age 80+
    • U.S. citizens living abroad and needing coverage for trips to the USA
    • Has great benefits for the low price

    Price

    $ $

    Coverage

  • Our recommended plans

    Trawick Safe International Travel Insurance

    An affordable travel health insurance option for U.S. and Non-U.S. travelers

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Excellent global travel insurance for non-U.S. citizens
    • Non-U.S. travelers looking for worldwide coverage at a good price
    • The most cost-effective option we have for Athletic Sports
    • Coverage from 5 days to 1 year + easily renew up to 24 consecutive months

    Price

    $ $ $

    Coverage

  • Our recommended plans

    Trawick Travel Insurance To The USA

    Health insurance for foreign visitors and immigrants to the U.S. up to age 89

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Visitors and immigrants to the U.S. can purchase for up to two years
    • Excellent benefits with per-day rates from 5 days up to 12 months
    • Coverage available to ages 0-89 years old
    • Good athletic/recreational sports option

    Price

    $ $ $

    Coverage

  • Our recommended plans

    Diplomat America Travel Medical Insurance

    Great travel medical insurance for visitors to USA and those doing sports

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Travel Medical Insurance for visitors to USA
    • Covers most adventure sports and team sports in the USA
    • Offers up to 1 year of coverage
    • Up to 1,000,000 in AD&D benefit

    Price

    $ $

    Coverage

  • Our recommended plans

    Seven Corners Liaison Travel Plus Insurance

    International travel medical coverage with high medical maximum and COVID-19 coverage.

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Liaison Travel Plus offers multiple deductibles and medical maximums – All can include, or exclude, the U.S.
    • U.S. citizens traveling to the U.S. are not eligible for this plan
    • If any part of the trip is in the U.S., choose “Include the U.S.”
    • All travelers must travel outside of their home country. United States citizens cannot buy a Liaison plan for travel to the United States and U.S. territories.
    • “What is my home country?” For non-United States citizens, it is the country where you have your permanent residence. For United States citizens, including those with dual-citizenship, it is always the United States.
    • Travel Companions can be on one policy together, even if unrelated.
    • Optional Hazardous Sports Coverage for activities such as parasailing, snowmobiling, surfing, and zip lining, for example.

    Price

    $ $

    Coverage

Group Travel Plans

  • Our recommended plan

    Day Tripper Short-term Group Travel Insurance

    Budget-friendly group travel insurance with COVID-19 coverage

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Has an up to 100k personal liability option
    • Rates start as low as $.74 a day
    • No minimum number of team members
    • Large groups of 25 or more receives discounted rates

    Price

    $ $

    Coverage

  • Our recommended plan

    Seven Corners Short-Term Team Insurance

    For those looking for the lowest rates for their group, even families

    Quote This Plan Buy Online Clicking this button will take you to this carrier’s site to get a no-obligation quote, or allow you to view/purchase this plan. Find out More
    • Those wanting the lowest possible rates, incl for seniors.
    • Wanting the easiest experience of enrolling a group online
    • Specially designed for teams, even families
    • Includes terrorism, political evac, and natural disaster coverage!

    Price

    $ $

    Coverage

COVID-19 Risk and Coverage

The risk of contracting COVID 19 continues to be high in many places around the world and it is important for people living overseas or traveling overseas to make sure they have coronavirus insurance coverage. Some people have been surprised to learn that their international or travel health insurance policy does not include pandemic insurance coverage. Understanding your health insurance policy’s coverage is vital because COVID 19 treatment can be expensive. According to a recent report by FAIR Health, a 6-day inpatient stay for someone without insurance to get treatment of coronavirus symptoms averages $73,300. Even outpatient & ER treatment of COVID 19 symptoms can easily reach tens of thousands of dollars. Consequently, if you are an expatriate or traveling overseas, you’ll want to be sure that your health insurance policy includes coronavirus insurance coverage.

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