Good Neighbor Insurance is a comprehensive broker for travelers and small groups traveling together. We can offer a supplemental travel accident insurance plan for individuals to protect you and your finances overseas. Travel medical insurance alone does not cover every situation, nor does it fit every need.
Therefore we offer the following international supplemental insurance plans and products to keep you safe, and free of liability/risk.
We offer “emergency evacuation only” memberships and crisis response solutions to high-risk areas and remote areas. We also offer kidnap and ransom, AD&D, LTD, personal liability, and much more to meet your specific (and local) needs. Businesses may also want to secure individual benefit packages for their employees overseas when supplemental, group benefits are not necessary.
Good Neighbor Insurance is known as one of the best, most comprehensive, international insurance brokerages serving travelers exploring on their own, volunteering or doing missions, or those on overseas assignments.
Most travel insurance policies feature additional benefits such as AD&D (Basically a life insurance policy in case you accidentally die while overseas), or even personal liability benefits (call us for a recommendation). However, you may be considered a resident overseas and on a nationalized healthcare plan, and needing additional benefits and protections. You may be in a country that is considered “high-risk” for felonious assault or abduction or express kidnapping. You may need international personal liability coverage due to your job.
Good Neighbor Insurance offers more than one type of supplemental travel accident insurance plan for individuals including crisis response and crisis management, and war and terrorism (must not be an active participant in any conflict). We offer true Kidnap and Ransom policies (K&R), plans that will cover you for injury or illness resulting from a pandemic, and more. We also have excellent emergency evacuation-only policies for durations of 30 days, 180 days, or annually renewable.
We also offer travel medical plans that feature strong non-medical benefits such as those listed above.
Emergency evacuation only policies are not health insurance. They do not cover medical treatment or care but are for emergency evacuation only back home to the hospital of your choice. These plans are excellent for those on Medicare or have nationalized healthcare back home or maintain a good domestic health plan. Our policies do not have medical transportation maximum caps and are surprisingly affordable. You can choose between a personal policy or add your family.
Emergency Evacuation policies can also include non-life threatening emergencies.
Unfortunately, international term-life insurance policies have all but disappeared from the market.
However, there are two options you may want to consider:
1.) In case of accidental death, an AD&D policy might be right for you. Or a travel insurance plan such as Diplomat that has from $50,000 up to $1,000,000 in international accidental death benefits. (You can choose a very high deductible if you are primarily looking for the AD&D benefit, while keeping premiums low.)
2.) If you are going overseas for at least a year, you might want to consider the GMMI plan. It is an international health plan but may also be inexpensive enough to meet your needs as an international term-life plan. Term-life benefits vary depending on age, and you must go through underwriting.
For help with supplemental insurance plans for individuals, email us at [email protected] or call us at 1 (480) 813-9100 and we’d be happy to try to solve your travel needs.
