GAP YEAR OVERSEAS HEALTH INSURANCE
GAP YEAR INTERNATIONAL MEDICAL PLANS
Learn more about Gap Year insurance and view and compare rate between various Gap Year plans. We have also included some great resources including a gap year checklist, useful links and videos on gap year overseas traveling.
GAP YEAR RATE COMPARISION CHART
You may choose the different deductibles and medical coverage on the Patriot and Atlas International plans. The deductible only goes towards the medical coverage. For the best sports coverage the BUPA short term plan will work the best.
| Patriot International $250 deductible $100,000 med max |
Atlas International $250 deductible $100,000 med max |
BUPA Short Term $0 deductible Unlimited medical and Unlimited Evacuation (1) |
Sky Rescue Evacuation with no medical coverage |
|
| AGE (2) | 18-25 | 18-25 | 18-25 | 18-64 |
| Daily Rate | $1.23 | $1.14 | $5.16 | N/A |
| Monthly Rate | $37 | $36 | $160 | N/A |
| Quarterly Rate | $111 | $108 | $260.25 | $76 |
| Annual Rate | $444 | $432 | $1401 | $168 |
Below is a snapshot of some of the major benefits of each plan. To get a complete list of all the benefits and coverage's please go to the link of each plan shown below.
BENEFIT GRID
| Patriot International | Atlas International | BUPA Short Term | Sky Rescue | |
| Medical Coverage | Yes | Yes | Yes, no limit | N/A |
| Medical Evacuation | Yes | Yes | Yes, no limit | Yes |
| Best for Evacuation only plan | N/A | N/A | N/A | Yes |
| Sports coverage | May add with sports coverage | Automatic sports coverage | Automatic / Best sports coverage of all plans | N/A |
| Terrorism Coverage (3) | Yes | Yes | Yes | Yes |
| Ambulance Service | Yes | Yes | Yes | Yes |
| Accidental Death & Dismemberment | Yes | Yes | Yes | Yes |
| Repatriation of Remains | Yes | Yes | Yes | Yes |
| Emergency Travel Assistance Services | Yes | Yes | Yes | Yes |
| Baggage and Personal Effects | Yes | Yes | Yes | Yes |
| Trip Duration (no longer than and may renew/reapply) | A few days up to 1 year | A few days up to 1 year | A few days up to 1 year | 3 months, 6 months, or 1 year policy |
(1) The BUPA plan is the most comprehensive coverage plan due to unlimited medical and evacuation coverage as well as full sports coverage to include professional sports.
(2) Rates change a few pennies throughout the year but the rates above will give you a close idea of the rates per plan.
(3) Terrorism: The Company will not pay for a political evacuation if there is a travel advisory in effect on or within six (6) months prior to the insured person’s date of arrival in the host country.
Insurance Policy Information: International Travel Insurance with International Health Insurance
