“OVER 65” INTERNATIONAL TRAVEL INSURANCE
FOR THE GLOBAL TRAVELER

Travel Insurance for Seniors, those over 65.
Cost-Effective International Coverage.

Apply Online for Travel Insurance
Prompt Confirmation of Coverage
Medical ID Card Emailed at Once
May use this plan without trip cancellation option (Enter 0 for quote excluding trip cancellation benefit)

Three Easy Steps:

Choose a rate you like
Check plan benefits below
Click on the plan you want

	HTH Excursion $500 deductible $50,000 med max	HTH Voyager $500 deductible $50,000 med max	Travel Guard Gold $0 deductible $50,000 med max	HTH Trip Protector $0 deductible $500,000 med max
AGE	Daily Rate/Monthly Rate	Daily Rate/Monthly Rate	Trips up to 30 days	Monthly Rate
65-69	$4.32/130	$4.55/137	$68	$178
70-74	$6.30/189	$7.22/217	$88	$253
75-79	$11.25/378	N/A	$110	$388
80-84	$12.60/378	N/A	$158	$480
85+	N/A	N/A	$158	N/A

Travel insurance rates for US residents over 65. Rates for other deductibles and medical maximum amounts available as you click on the plan you want. When you advance to the Voyager and the Excursion pages you will see an option for other quotes: “Other Plan Choices Available – View All.”

BENEFIT GRID⁽¹⁾

	Excursion	Voyager	Travel Guard Gold	Trip Protector
Medical Coverage	Yes	Yes	Limited (may upgrade)	Yes
Medical Evacuation	Yes	Yes	Yes	Yes
Coverage Must Originate in the USA	Yes	Yes	Yes	Yes
Covers All Pre-Existing Conditions	Yes⁽⁵⁾		Yes (if during initial trip deposit)	Yes⁽⁵⁾
Limited Pre-Ex Condition Coverage		Yes
Coverage for Travel in USA⁽²⁾			Yes	Yes
Terrorism Coverage	Yes	Yes	Yes	Yes
Ambulance Service	Yes	Yes	Yes	Yes
Accidental Death & Dismemberment	Yes	Yes	Yes	Yes⁽⁶⁾
Repatriation of Remains	Yes	Yes		Yes
Trip Cancellation Option⁽³⁾			Yes	Yes
Trip Interruption			Yes	Yes
Baggage and Personal Effects	Yes	Yes	Yes (best)	Yes
Unlimited Number of Trips per Year			Yes
Must Have ‘Primary Health Plan’⁽⁴⁾	Yes			Yes
Trip Duration (no longer than)	6 months	6 months	Up to 1 year	180 days
Age Limit	84	74	No age limit	84

(1) In order to get fuller explanation of benefits please read the benefit sections that will be displayed when you apply for coverage.
(2) Coverage begins 200 miles from primary residence.
(3) If you do not wish ‘Trip Cancellation’ when purchasing type in $0 in quote box.
(4) Primary Health Plan: A Group Health Benefit Plan, an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare) for an Insured Person prior to the responsibility of this Plan. Such plans must have coverage limits in excess of $50,000 per incident or per year to be considered a Primary Plan.
(5) Pre-existing conditions are covered if the policy is purchased within 24 hours of the last payment for the trip. The insured must be able to travel at the time of purchase, e.g. can’t be in the hospital or incapacitated at home. The coverage for pre-ex begins outside of the zip code of your residence. The booking for the Covered Trip must be the first and only booking for this travel period and destination.
(6) Air flight accident coverage only.

TESTIMONIAL OF HOW TRAVEL INSURANCE WORKS

EXCURSION (For International Travel Only)

VOYAGER (For International Travel Only)

TRIP PROTECTOR (For International and Domestic Travel)

Trip must originate and end at same location in the USA
Medical benefits are covered when 100 miles from place of residence
Departure must be within 540 of purchase date of coverage
Coverage for one way trips in the USA, Round Trip from the USA
Will not cover one way trips to the USA
Must be a resident of the USA and must purchase while in the USA
Coverage must originate in the USA
All the insured on the plan must be from the same family with a maximum of 10 people on one plan
Plan is not available to residents of the following states: Maryland, Massachusetts, Minnesota, New Hampshire, Oregon, South Dakota