Trekker Multi trip insurance is top of the line annual travel insurance for global travelers. If you are a U.S. resident who travels outside the U.S. more than twice per year, this is a phenomenal option for you! Whether you work abroad in business, volunteering overseas with NGO jobs or non profit jobs, are short term missionaries or world traveler, the Trekker Choice and Essential international travel health insurance is excellent health protection. There are two levels of coverage which are the Trekker Choice (recommended) and the Trekker Essential (lower option). Both plans also include coverage for pre-existing conditions and terrorism insurance for related injuries!
The eligibility: you must be a resident of the U.S., you must be leaving the U.S. more than twice in a 12 month period, and you must have active U.S. primary health insurance to secure the Trekker travel health insurance. Coverage is available up to age 84 and coverage is limited on the Choice to $100,000 for ages 70 to 84. You can take an unlimited amount of trips with coverage up to 70 days per trip! It your trip exceeds 70 days, there’s no coverage for the rest of your trip. This is very important coverage to have when many U.S. health plans, if at all, have limited coverage outside the U.S., and they don’t provide international medical evacuation insurance. Let’s go more into the benefits so that you can see why the Trekker Choice and Essential international trip insurance is exceptional!
Medical benefits: There is a deductible of $50 per trip on both plans, so in the event of a claim after that is paid, the plan will pay at 100 percent. There are also reasons that the deductible can be waived. The Trekker Choice international health insurance covers up to $250,000 for medical expenses. The Trekker Essential international health insurance covers up to $50,000 for the same covered medical expenses. These covered medical expenses include hospitalizations, surgery, lab work and tests, ambulance, outpatient prescriptions, injuries related to a terrorist act, and more. The plans are designed to cover new injuries and new illnesses as you travel on your trips, including the terrorism coverage. As mentioned before both of these plans cover pre-existing conditions, however, medical maintenance or expected medical care is not covered.
Aside from medical expenses, there are other benefits included which are:
- Repatriation of mortal remains: Choice $25,000 / Essential $15,000
- Accidental death and dismemberment: Choice $25,000 / Essential $0
- Medical evacuation: Choice $500,000 / Essential $250,000
- Bedside visit up to $1,500 per trip on both plans
International medical evacuation insurance: Both of the Trekker travel insurance plans have medical evacuation insurance included. Medical evacuations take place when there is a medical necessity that cannot be treated locally due to inadequate medical resources. At that point, the insurance company must be notified by someone so they can step in to coordinate and pay for the evacuation. They will arrange to take you directly to the nearest adequate medical facility for the appropriate medical care. Without the insurance company involved, you would be stuck with the bill, just like you never had evacuation coverage.
This is excellent overseas travel insurance. It is a great tool for protection as you travel around the world and outside the U.S.! The insurance company is exceptional and they have a strong team ready to handle emergencies such as medical evacuation. In fact, many of us here at Good Neighbor Insurance were shown how they execute medical evacuations. Working with the company that provides this international insurance is great; that is why we recommend the Trekker Choice international multi trip insurance! It is a cheap travel insurance plan, even though it has low premiums, the benefits are top notch in the international insurance market!
Good Neighbor Insurance provides international travel insurance to those traveling outside their country of resident/country of citizenship. Call one of our professional international travel insurance agents at 866-636-9100 or you may email us at info@gninsurance.com. Have an amazing and safe travels!
