Confusion over travel insurance and residency questions Let’s talk about travel insurance and residency / citizenship. We get a LOT of questions regarding the question: “I am a resident of…” on travel insurance applications and international health insurance. You may be living overseas, but the country you are residing in does not consider you a “resident,” but […]
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Travel Insurance with Personal Liability coverage
Accidents happen. Nothing disrupts your overseas stay faster than being involved in one. And nothing will drain your entire life savings faster than being at fault and not having personal liability insurance. With personal liability insurance being so inexpensive, why would you travel without it? This usually happens when we neglect to ask the right […]
New Globehopper travel insurance for those over 65
Globe Hopper travel insurance for those over 65 (with no maximum age limit) Good Neighbor Insurance has always had some of the best travel insurance plans for seniors. Now we are happy to announce a new plan from IMG: Globe Hopper travel insurance for those over 65 including a unique “NON-MEDICAL EMERGENCY EVACUATION option that we […]
Outreach International Travel Medical Insurance
Since domestic health insurance policies won’t cover you when you leave the country, smart travelers buy a travel insurance policy to protect them while they’re away from home. But there are always a few travelers who would rather take a chance that nothing will happen than to pay another insurance premium. Maybe you know someone […]
Individual Kidnap and Ransom international insurance option
Individual Kidnap and Ransom international insurance option provided by Good Neighbor Insurance – Good Neighbor Insurance wants to highlight to our clients the importance of Kidnap and Ransom international insurance especially in volatile countries such as Venezuela and Turkey. Below is a part of an article from one of our international insurance carriers (Hiscox) that […]
No breathalyzer test could mean your local medical insurance will not cover you
No breathalyzer test could mean your local medical insurance will not cover you. Yes, this is a sad and true story. Read the small print! Yes, the big print giveth and the little print taketh away. This is one of the reasons why it is important to have travel insurance and expat medical insurance based […]
Travel insurance is a must, as Hotchkiss School realized
Travel insurance is a must, as Hotchkiss School realized. Americans, in general, do not realize the importance of travel medical insurance when they leave the U.S. This blog article is not just about ticks. But also about the need to have travel medical insurance. Organizations must minimize their liability footprint when they send people overseas on […]
Why Emergency Evacuation is Vital to Your Health and Wallet
Emergency evacuation is often the most expensive part of the bill if you are hurt overseas and is often considered the most important part of any emergency travel health insurance. As a layperson, I’ve been learning that it is much more than a simple helicopter coming to get you and taking you to the […]
Repatriation of Remains explained
Return of Mortal Remains/ Repatriation of Remains explained: The Return or Repatriation of Remains benefit included in all of our travel insurance plans is designed to cover the costs associated with returning your body to your home country if you were to pass away. Plus, some things you can do to make things easier if […]
Natural disasters during your overseas trip can cause havoc to your travels
Natural disasters during your overseas trip can cause havoc to your travels in more ways than one. Then add the financial loss you may face due to change your itinerary or extra cost for medical and evacuation care for you and your family. This year, 2016, The National Oceanic and Atmospheric Administration’s (NOAA) Atlantic hurricane […]
The Importance of Travel Insurance & When Things Go Wrong
The importance of travel insurance: when things go wrong is something we never want to think about. Vacations are supposed to be wonderful times with family and friends. Vacations are supposed to be exciting times. Sadly, life throws us curve balls. Even bad things happen to good people, even on vacations. What happens when the […]
Pre-existing medical insurance for overseas coverage
Pre-existing medical insurance for overseas coverage can be an obstacle for someone living or traveling outside the United States. Those residing in the U.S. now have great health coverage that covers all pre-existing conditions, albeit for a higher premium. What is a pre-existing medical condition? A variety of definitions are floating around but here is one […]
I hate insurance but…
Our owner recently said, “I hate insurance” in a training meeting for our staff. He also said “I don’t think I’m unique in feeling that way.” Since we offer travel insurance and overseas medical insurance for those working and living abroad, it got my attention. I furiously wrote down his words which you can read […]
ERISA Compliance FAQs
ERISA Compliance FAQs What is an ERISA Plan? The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. ERISA includes requirements for both retirement plans (for example, 401(k) plans) and welfare benefit plans (for example, group health plans). ERISA has […]
Should I offer dental insurance to my employees?
Should I offer dental insurance to my employees? Why Not? It is relatively inexpensive to include dental benefits in an employer’s benefits plan, and it may help the employer attract and retain highly skilled employees. Because dental hygiene is associated with overall health, employees with dental plans are often healthier. Employees without dental benefits may […]
