Dental Benefits are an important part of the total medical insurance benefit package. Here is some good information on dental coverage, the benefits, and options you may want to take. Call one of our agents here at Good Neighbor Insurance at 480-633-9500 for dental insurance options or go to our dental web page at https://www.gninsurance.com/resources/ask-doug/aca-plans/az/arizona-dental-insurance/. We are […]
Search Results
Embedded and Non-embedded Deductibles
What are embedded and non-embedded deductibles? If you have family health insurance coverage, it’s important for you to understand the type of deductible your plan uses. You’ll also want to stay current on the rules for family health plans. Not understanding types of deductibles or being aware of the latest IRS rules may lead you […]
International term life cover pricing Q and A
International term life insurance works just like a U.S. term life insurance plan, but with a couple of differences. First, U.S. term life usually will not cover you, or pay, if you are outside the continental U.S. for more than a summer, or for more than a vacation. (You can view our international term life […]
BCAZ Announces HSA Deductible Changes to Portfolio 2500 Plans
BCAZ announces HSA Deductible Changes to Portfolio 2500 Plans: Good Neighbor Insurance provides both group and individual health care coverage in Arizona, as well as travel insurance for those vacationing overseas and for expats residing overseas. We are happy to be able to share the following information for our clients who currently have individual coverage. […]
Emergency medical evacuation benefit for overseas travel
Emergency Medical Evacuation includes medical due to outbreaks, epidemics, threat of natural disaster, even political evacuation due to civil unrest (treated separately), and emergency medical evacuation to the nearest qualified medical facility that can handle the medical condition. It includes expenses for reasonable transportation (either public transport or private as reasonable based on the condition) […]
PPACA clears way for small businesses who want to self-fund
New ACA laws will help businesses from 11-99 employees with self funded health insurance Here is a really interesting article for employers with up to 100 employees seeking to self-insure their health benefits. In the past, employers who had too many claims and got in trouble of either: 1.) Running out of reserves 2.) Getting […]
Self-funded health insurance and ACA-compliance
Self-funded health plans will become more popular under the new PPACA laws according to past President of the Society of Professional Benefits Administrators and others Regulations, uncertainty, increased costs and constriction (meaning less choice in the market) will all cause more companies to consider and ultimately choose to self-insure in the future under the new […]
Who’s to blame for rising healthcare costs?
Are insurance companies to blame for health insurance being so expensive? The costs associated with treating disease and healing the sick continue to rise. And new PPACA healthcare laws mean everyone is being charged more – For maternity care and other benefits they may not ever need (think seniors, men, children,…) or ever require. A […]
Self-insurance and the most common expensive medical claims
Do you know which illnesses are driving up health insurance costs? Currently any form of cancer, incl.breast cancer (which equals about 4% of all insurance policyholders), premature babies, ongoing chronic conditions, heart attacks, strokes, dialysis, ventilators, diabetes, and treatment including drugs, therapies, tests, and more, quickly add up and equal 75% of U.S. medical costs. […]
Travel insurance is a must when going on an international cruise
So you are heading over to the Caribbean’s on a cruise. Did you know that your Arizona health coverage will not cover air ambulance or evacuation to the nearest and best hospital if you need it while you are outside the U.S? Sure, we don’t want to think bad medical things will happen to us. […]
Why do I need travel insurance while outside my home country?
“I never have a major medical concern when I travel overseas” is what I hear every-so-often from our guests at Good Neighbor Insurance. And for sure that may be the case for most. But what about those who do have medical conditions while they are traveling outside their home country? How will they pay for […]
International medical insurance indemnity benefit
What is an indemnity benefit on international medical insurance policy? (https://www.gninsurance.com/health/) Great question! An indemnity benefit on plans such as our GMMI international medical insurance career plan or GMI International health insurance works as follows: A cash benefit of $400 per day (in addition to medical expenses paid) sent directly to the insured for approved […]
Health insurance for international students in the U.S.
All international students studying in the U.S. must have U.S. based or equivalent medical health insurance to include repatriation of remains (in the event of you passing on) and medical evacuation back to your home country of residence. There are four major options for you: 1. Your College or University that you will be attending […]
Medical advisory – Florence, Italy
Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical advisory. You may view one of our best evacuation travel plans at www.onlineglobalhealthinsurance.com/global-rescue.asp and some of our other travel medical plans here at www.gninsurance.com/travel-A/international_travel_insurance.asp. All of our travel medical insurance plans provide the vital international travel medical benefit of medical evacuation cover. […]
About Medical evacuation – Bridgetown, Barbados
Good Neighbor Insurance, Inc provides top-notch international travel insurance benefits that include medical evacuation. You may view one of our best evacuation travel plans at www.onlineglobalhealthinsurance.com/global-rescue.asp and some of our other travel medical plans here at www.gninsurance.com/travel-A/international_travel_insurance.asp. All of our travel medical insurance plans have medical evacuation cover that is vital to have on any […]