We recommend BUPA Global Travel Insurance Unlimited Medical Cover for travelers worldwide up to age 69 because it is a fully-featured short term plan that includes the most benefits and almost everything is covered at 100% (Not available for U.S. residents or to residents of Canada). We like that you can choose from any number of recognized hospitals and doctors. Great overall coverage including sports and terrorism, pre-existing conditions, and unlimited medical coverage with no deductibles.
There is also a trip cancellation option that covers in case you are unable to travel due to acute illness, injury or death (if you want it).
The Single Trip option covers one trip up to a maximum of 12 months. If your trip turns out to be longer than first anticipated, you can easily extend it online.
NOTE: We recommend you also select the Non-Travel Benefits option when selecting this plan.
There is an annual version of this plan for 365 days of coverage and unlimited number of trips per year – Keep the same policy number and Medical I.D. card
Good for:
- Best all around travel plan for travelers who are not from the USA
- Best all around travel plan for travelers who are not from Canada
- Unlimited medical coverage that pays 100% with no deductibles
- Can use for in-bound travel to the U.S. or to Canada
Benefits and Features
BUPA Global travel insurance unlimited medical cover is one of the best policies for non-U.S./non-Canadian residents – And can include travel to the USA or Canada.
(Will not cover travel to Iran, Syria, Sudan, North Korea, Crimea or Cuba.)
- Their multilingual staff are able to assist you in more than 20 languages
- Their policy documents and contract details are available in English, German and Spanish.
- You can pay in four currencies: USD, EUR, CHF and GBP.
When you click “Buy Online” or “Get a Quote,” sometimes their online application can take 3-30 seconds to load. The delay is due to the establishing of a secure https key coming from the carrier’s site.
Why Bupa travel insurance unlimited medical cover is one of the best plans we offer?
- Truly unlimited medical and evacuation coverage
- 100% coverage for most benefits, emergency treatment and medical evacuation
- No deductibles and no co-insurance!
- Few exclusions regarding adventure sports, and includes coverage for acts of terrorism, pre-existing conditions and complications of pregnancy to 36 weeks
- Free coverage for children under the age of two
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Basic Coverage –
The Basic Cover is a full medical plan which can be taken out on its own or you can add one or both of the options such as The Non-Medical Coverage Option or Trip Cancellation option.
Worldwide cover
Maximum cover per person per trip = Unlimited
Hospitalisation 100%
Outpatient treatment by a doctor/specialist 100%
Prescribed medicines 100%
Ambulance transportation 100%
Medical evacuation/repatriation 100%
(must be pre-approved and co-ordinated by the Company)
Evacuation 100%
See brochure for complete benefits:
- Medical cover with no overall maximum limit
- In-patient treatment
- Out-patient treatment
- Evacuation
- Repatriation
- Crisis psychologist in case of mugging and assault
- Compassionate emergency repatriation
- Accompaniment
- Compassionate emergency visit
- Statutory arrangements in case of death
- Home transportation of the deceased
- Sports activities, including winter sports — Medical expenses
(Does not cover active participation in any motorsport show, motorsport race or motorsport competition, including any training, base jumping, paragliding, hang gliding, wingsuit flying, speed flying, mountaineering that requires specialized climbing equipment and outdoor climbing. Contact us if you have questions about coverage.) Expeditions, mountaineering and trekking in Antarctica, the North Pole and Greenland are not covered by this insurance. Mountaineering which requires specialized equipment, regardless of destination, is not covered by BUPA travel and BUPA Annual travel policies.
Maximum cover per person per trip = Unlimited
Hospitalisation 100%
Outpatient treatment by a doctor/specialist 100%
Prescribed medicines 100%
Ambulance transportation 100%
Medical evacuation/repatriation 100%
(must be pre-approved and co-ordinated by the Company)
Evacuation 100%
Non-Medical Option – recommended
Non-Medical Option
Provides you with the following benefits:
- Personal accident – death and disability
- Baggage — theft, loss or damage
- Baggage delay
- Theft of passport/cash
- Personal liability — property damage
- Personal liability — bodily injury
- Travel delay
- Missed flight connection
- Hospital daily benefit
- Security and legal assistance
Trip Cancellation Option
Trip Cancellation Benefit
Provides you with the following benefits:
This option covers in case you are unable to travel
due to acute illness, injury or death.
Single Trip Benefit = $2,500USD or 1,875EUR or 2,500CHF or 1,500GBP
Pre-existing conditions on this plan
This application for coverage of pre-existing conditions is available to download from their quote/buy online page, or you can request a copy by calling us or emailing info@gninsurance.com.
If you suffer from a chronic disease or pre-existing condition you have to apply for cover of pre-existing conditions and make sure you are covered. BUPA’s medical consultants will then evaluate your case and provide you with an answer within a few days.
This benefit is usually restricted to what is called sudden or acute onset of a pre-existing medical condition. It specifies that the condition has not occurred in the last six months and according to your doctor, is relatively stable and safe to travel. (See restrictions below.)
This insurance shall not cover expenses for treatment of pre-existing, chronic or recurrent illnesses and disorders if the insured:
1) has been hospitalised within six months prior to commencement of the trip or, if Annual Travel has been chosen, prior to each departure from the country of permanent residence,
2) has been treated by a physician (routine check-ups excepted) within six months prior to commencement of the trip or, if Annual Travel has been chosen, prior to each departure from the country of permanent residence,
3) has had a change of medication within six months prior to commencement of the trip or, if Annual Travel has been chosen, prior to each departure from the country of permanent residence,
4) has not received medical treatment, has refused or given up treatment, even though the insured should know that the illness/disorder ought to be treated, or has deteriorated,
5) has reached a state where any attempt of further treatment has been abandoned, or has been refused treatment,
6) is waiting to receive treatment, or has been referred to another place of treatment,
7) has omitted to go to pre-arranged controls. The insurance does not cover expenses for control, treatment and medicines in connection with stabilisation and regulation of a pre-existing, chronic or recurrent illness/disorder. The insurance does not cover a need for treatment which was expected before departure.