We have selected these international insurance carriers and plans based on: The specific needs of our clients, affordability and/or benefit-rich plans (best value), their accessibility to clients, customer service, their “customer satisfaction record” of promptness and payment of claims, and more. There is no “one perfect carrier,” but many of our carriers are about as close as you can get. We have also chosen to limit our carriers. Is does not mean that other plans are not good, but for whatever reasons, they do not meet our (very) high standards.
HOW DID WE CHOOSE THESE SPECIFIC INTERNATIONAL CARRIERS AND PLANS?
The plans and carriers above have been carefully selected to provide our clients with access to top-rated companies offering excellent customer service on plans that meet a variety of overseas insurance needs such as: War and terrorism, short-term plans that includes sports camps or soccer, trip cancellation coverage beyond the typical 30-day plans, insurance plans for those with pre-existing conditions, affordable plans for missionaries and non-profit organizations serving overseas, the best maternity benefits for young families living overseas, and more.
Why should we sell every plan from every carrier available when clearly some are better than others? We’d rather be a bit more like a “boutique” broker that can be trusted to help you select from among a number of good choices than offer everything and hope you choose well rather than just on price alone.
As our mission statement says, “We serve and protect travelers, expatriates and international organizations using our extensive professional and overseas experience to help clients select the best, most cost-effective insurance.”
“Cost-effective” doesn’t always mean lowest-price, unless that is what you are looking for. It might mean “best price” taking into account your health, needs and any issues based on your location. So we take pride in helping each individual or organization find the best fit: The best rates on the best plan that fits you best. Because when we are discussing your health (and health insurance), “best fit” is like buying shoes. You might find a pair of shoes on sale for 35% off, but if they rub and irritate, you won’t want to use them – And that’s not much of a “value.”
The best international insurance carrier and plan is the one that fits you best at the best rate from an above average insurance carrier that is ready to help you at a moment’s notice, when you need them most. We can tell you which is the most responsive and best at keeping rates low at renewal.